by Stephen Donohue, Registered Health Underwriter and
Medicare Broker in Nashua, NH
2026 is a big year for NH Medigap because major Medicare Advantage plans (like Anthem and Martin's Point) have exited the state. This makes Plan G even more attractive for those losing their Advantage coverage.
NH Medicare Supplement:
Why Plan G is the Top Choice for New Hampshire Seniors in 2026
Medicare Supplement Plan G remains the "Gold Standard" for seniors in the Granite State. As we move into 2026, more NH retirees are switching from Medicare Advantage back to Original Medicare + Plan G to secure stable, nationwide access to doctors without network restrictions.
Why Choose Plan G in New Hampshire for 2026?
- Maximum Financial Protection
Plan G covers 100% of the "gaps" in Original Medicare once you meet the annual Part B deductible. This includes your Part A hospital deductible ($1,736 in 2026) and all Part B coinsurance. - The 2026 Part B Deductible
The only out-of-pocket cost you pay with Plan G is the 2026 Part B deductible of $283. Once that is met, you have $0 copays for the rest of the year for Medicare-approved services. - No Networks—See Any Doctor in NH
Unlike Medicare Advantage plans, which are seeing significant provider shifts in 2026, Plan G has no networks. You can see any doctor in Nashua, Manchester, or even out-of-state specialists in Boston, as long as they accept Medicare. (98% of doctors that treat adults in US accept Medicare!) - Protection from Excess Charges
Plan G is one of the only plans that covers Part B Excess Charges. While rare in NH, this protects you if a specialist charges more than the Medicare-approved amount.
NH Medicare Advantage Market Changes in 2026. Many NH seniors received "Plan Termination" notices due to insurers like Anthem and Martin's Point exiting the NH Medicare Advantage market. If your plan is ending, you may have a Guaranteed Issue Right to join Plan G without medical underwriting.
Comparing Medicare Supplement Plan G Rates in New Hampshire (2026)
Below are estimated monthly premiums for Plan G in New Hampshire. Note: Rates vary by zip code and tobacco use.
Insurer Female (Age 65) Male (Age 65)
Anthem Blue Cross Blue Shield $184.54 $203.17
UnitedHealthcare (AARP) $211.00 $234.00
State Farm~ $186.00 $205.00
Pro Tip: Most NH carriers offer Household Discounts (up to 15%) if you live with another adult. We can help you find which carrier has the best "combined" rate for couples.
Get Your Personalized 2026 NH Medigap Quote
Don’t rely on outdated 2025 data. The 2026 New Hampshire Medigap market is changing fast. Whether you are turning 65 or looking to switch from a plan that is increasing in price, we are here to help.
- Call Us: 603-882-2909 x3
- Online: Request a Custom Medicare Supplement Quote Here
For more detailed information about other plans, or rates for other ages you can refer to the 2026 New Hampshire’s Guide to Medicare Supplement Insurance, completed by the NH Insurance Department.
If you have questions about NH Medicare Supplement Plans, including NH Medigap Plan G, call us today 603-882-2909 x3. You can also request a Medicare Supplement Quote Here.
Also, the NH insurance Department has a Medicare Supplement Page HERE. Where you can visit, enter your gender and age and see the rates of the different insurers and all the NH Medigap plans offered.
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