Atlantic Insurance & Benefit Company: Helping You Navigate Medicare Coverage

At Atlantic Insurance & Benefit Company, we specialize in helping baby boomers make informed decisions regarding their Medicare Supplement or Medicare Advantage insurance coverage. Our commitment to seniors includes following specific compliance rules when working with them.

Here are some key points to know:

Permission and Documentation

• We always seek your permission before meeting in person.
• We use a SCOPE OF APPOINTMENT FORM, similar to a “Permission Slip,” which lists your name, the agent’s name, and the plan options you wish to discuss. These forms are typically required 48 hours in advance, except for “Walk-In” visits. (We can email or mail  the form for your review and approval!)
• Example Scope of Appointment Form
  

Recorded Calls
If you have questions about Medicare coverage, call our recorded line at 1-351-300-0142 x 3.

I will read a standard disclaimer, stating "This call may be recorded for quality assurance or training purposes. I do not offer every plan available in your area. In Hillsborough County I represent 5 companies, and offer 21 of the 38 Medicare Advantage Plans that are available Any information I provide is limited to those plans I do offer in your area. To learn more about other plans please visit Medicare.gov or call 1-800-MEDICARE to get information on all of your options."

Learn More
When we meet our goal is to LISTEN to learn about a client's healthcare needs and offer plans that will meet their expectations in terms of:

• Cost
• Coverage
• Quality of Care 

See this informative Flier from CMS that describes what to expect.

If you have ANY questions about Medicare plans in New Hampshire we are here to help. Feel free to call us on our recorded line at 1-351-300-0142 x3!

 by Steve Donohue NH Medigap Agent
Medicare Supplement Plan G in New Hampshire: A Comprehensive Guide
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Over the past several years, Medicare Supplement Plan G has gained significant popularity among seniors in New Hampshire. As an agency specializing in NH Medigap plans, we’ve observed a shift towards Plan G as the preferred choice for many residents. Let’s explore the reasons behind its appeal:

1. Broad Access to Care:  Medicare Supplement Plans allow you to visit any doctor nationwide who accepts Medicare. This flexibility is especially convenient for snowbirds and frequent travelers.
2. Similar Coverage to Plan F: Plan G provides coverage similar to Plan F, including hospital stays, nursing home care, and other essential services. The primary difference is that Plan G does not cover the Part B deductible (currently $240).
3. Cost Savings: NH Plan G offers substantial monthly premium savings compared to Plan F. For instance:
   • Plan G, on the other hand, costs only $170.44 per month—resulting in savings of $62.88 per month or $754.56 annually. These savings often outweigh the Part B deductible expense.
   • Anthem’s Blue Cross Blue Shield Plan F costs $233.22 per month for a 65-year-old male.
4. Coverage of Excess Charges: Like Plan F, Plan G covers excess charges. Having this protection provides peace of mind, especially for conservative shoppers.
5. More Favorable Long-Term Pricing: Plan G’s advantage lies in its long-term pricing stability. While only Medicare enrollees who were enrolled prior to 2020 can purchase Plan F, Plan G remains available for new enrollees. This availability may lead to more stable rates over time and lower predicted claims costs per person.
6. Long-Term Stability: Many seniors in their 70s have maintained the same Medicare Supplement plan for years. Plan G’s reliability makes it an excellent long-term solution.
7. Foreign Travel Benefits: NH Plan G includes up to $50,000 in foreign travel benefits, ensuring coverage even when traveling abroad.

See NH Medicare Supplement Plan G  helpful information & resources:
NH Medigap Plan G 2023 Benefit Summary
NH Medicare Supplement Quote
NH Medicare Market Review 4 Years 2021-2024

For further insights, Forbes.com has highlighted why Plan G is often a better choice for many seniors.

If you’re interested in learning more about Medicare Supplement Plans available in New Hampshire, please contact us at 603-882-2909.