A website developed by the NH Insurance Department has received much praise and national recognition for helping consumers research medical care costs. Today many consumers are faced with increased out-of-pocket costs and unfortunately with medical care, often people do not know the true out-of-pocket costs until AFTER a service has been rendered.

NH Health Cost was developed to improve transparency and arm consumers with information prior to receiving medical care.

How much will it cost for...?
The site lets consumers research the expected cost for doctor's office visits, ER, High Cost Testing (X-ray, MRI, CT Scans) select surgeries, and in-patient and out-patient hospital care.

The site has several attractive features including:
- The ability to pre-price medical care in your area- or throughout the state
- Shows costs for medical care with insurers Anthem, CIGNA and Harvard Pilgrim healthcare
- Estimates out-of-pocket costs for those who have insurance- as well as the uninsured 

Here at Atlantic Insurance & Benefit Company we believe that armed with information, our clients can make smart choices when it comes to selecting the best medical care. It's great that people can get a clear idea how much a test or procedure will cost them PRIOR to receiving treatment.

Please call us if you would like more information about the website or see resources below:

Press Release from NH Insurance Department

Great Keene Sentinel Article about nhhealthcost.nh.gov


Steve Donahue is a health insurance agent in Nashua, NH.
Stephen Donohue Insurance agent Nashua.

Beam Technologies, a Columbus Ohio Start-up, wants to shake up the dental insurance market with a Connected Toothbrush. (Think the equivalent of fit bit- but for dental health!) 

They plan to premiere a dental PPO Plan in August geared at providing more affordable dental insurance through the use of technology- they will be offering dental insurance to small and medium sized businesses.

If you are an employer and you want a quote on this new dental insurance for your employees- please give us a call at 1-888-882-2909.


Please see great Fortune article about Beam Technologies here.

Healthcare Reform (PPACA) allowed for the creation of Cooperative Health Plans. 2.4 Billion dollars in tax-payer loans were used to help fund non-profit co-op health plans to compete with for profit health insurers.  

24 co-operative health plans were established throughout the US and to date most are fledgling. 

The good news for consumers in NH and ME, there is only one co-operative insurer that is profitable - that is Community Health Options. (Community Health Options recently re-branded -formerly known as Maine Community Health Options).

Today, Community Health Options is thriving in NH and ME. Offering attractive features like no Primary Care Doctor Referrals, a nationwide network of providers, and a special program to reduce out of pocket costs for people with chronic conditions Community Health Options has seen continued growth in Maine and a nice expansion into NH.

See some interesting statistics about Community Health Options below:

• 2014- When competing with a single insurer in Maine (Anthem) Maine Community Health Options enrolled 83% of members who applied for coverage on the ME individual exchange.
• 2014- Posted $5.9 Million Profit
• 2015- Community Health Options entered the NH Individual and Small Business Market 
• 2015- Enrolled 10% of applicants in the NH Individual Marketplace when competing with 4 insurers

While it is clear that the cooperative health insurance model has not worked in other markets, we are thrilled that Community Health Options is successful offering individuals and businesses in NH and ME a new fresh alternative.

Please see a some great articles about Cooperative Health Plans and Community Health Options:

Health law's nonprofit insurance co-ops awash in red ink by Associated Press Reporter Ricardo Alonzo-Zaldivar

Maine health insurance co-op is only one of its kind to earn profit last year, Portland Press Herald

Please call us for a Maine Community Health Options Quote or click QUOTE Maine Community Health Options NH  HEALTH INSURANCE.


Steve Donohue is a health insurance broker with Atlantic Insurance and Benefit Company, serving employers and  individuals throughout the  northeast.