Harvard Pilgrim Healthcare has just rolled out a new Virtual Doctor's Office Visit. This benefit is revolutionizing health insurance in NH and MA.

​For Harvard Pilgrim members, Doctor on Demand connects you in minutes to a board-certified physician through a live face-to-face video visit from your smartphone, tablet or computer. Have your medical assessment wherever it is most comfortable and convenient for you – with no waiting rooms. The providers can treat many common conditions and prescribe medicine if needed. Doctor on Demand offers high quality care by working only with board-certified medical doctors.

Members can download the doctor on demand application at:
the App Store (Apple I-Phone)
or
Get it on Google Play

Whether you have a sore throat, earache,  or kid with a fever- this  program is designed for you! Doctor on Demand offers a Virtual Office Visit with a doctor at a time and location that is convenient for you. 
 
Harvard Pilgrim members pay the PCP- level cost sharing for each visit. Referrals and/or authorizations are not required. If you are on a tiered plan, you pay the lowest cost tier PCP-level copayment. If you have a deductible, the cost of the visit is $40, and this will apply until your deductible has been met.

Customer Support: support@doctorondemand.com | +1 (800) 997-6196

What is MOST impressive about this new Doctor on Demand technology is  that it provides care quickly AND also reduces the cost for services for employee.

If you would like information on how to promote this benefit to your employees please give us a call at 1-888-882-2909. We have developed posters, payroll stuffers, home mailings and an e-mail strategy to educate about how affordable and powerful this tool can be!

For more information please see below:

Doctor on Demand FAQ

Doctor on Demand Flyer

Stephen Donohue founder of Atlantic Insurance &  Benefit Company has received the Harvard Pilgrim Elite broker award several times during the past 10 years. 


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Exciting news-- the health insurance options for NH 2017 Health Insurance have just been released. 

In NH, for the 2017 open enrollment, there will be 32 different health insurance plans offered by 4 different insurers. If you live in NH you can buy health insurance directly from an insurer or through healthcare.gov, which is also called “the health insurance marketplace” or “the exchange.”

Open enrollment is the time when insurers open their doors and allow people to buy new health insurance or make changes to their existing health insurance plan. Open enrollment for 2017 is three full months running November 1, 2016 through January 31, 2017. Note if you want to enroll in a health plan - or make changes to your current plan for January 1, 2017 – you will need to complete your enrollment on or before December 15, 2016.

Here is a quick summary of your choices for 2017:

Ambetter will offer 2 plan designs (1 Gold and 1 Silver)

Anthem will offer 11 plan designs (1 Gold, 4 Silver, 5 Bronze and 1 Catastrophic)

Harvard Pilgrim Health Care will offer 8 plan designs (1 Gold, 4 Silver, and 3 Bronze)

Minuteman Health will offer 11 plan designs ( 2 Platinum, 1 Gold, 3 Silver, 4 Bronze and 1 Catastrophic)
 
For a more detailed review of how open enrollment for health insurance in NH works, and the options that are available please visit my LinkedIn article here.

If you need help applying for NH Health Insurance as an individual or business please call 603-882-2909.

See summary of plan designs offered for 2017 here.

 Most people are familiar with the low rates, easy online service, and technology that Progressive offers personal car insurance consumers in NH- but not many are aware that Progressive also offers Commercial Auto Insurance for businesses as well. 

In addition to offering low rates, package discounts and multiple payment options- Progressive NH Commercial Auto Insurance is for pretty much ANY TYPE of VEHICLE.

Here are some key features:

Any Auto liability
• Covers any vehicle used in the customer’s business, including any vehicle acquired during the policy period.
Hired Auto liability
• Covers any non-owned, unlisted vehicle the insured has leased, hired, rented or borrowed.
Employer’s Non-ownership liability
• Covers employees using their own (unlisted) vehicles incidentally in the course of doing business.
Drive Other Car
• For corporations and partnerships, extends all coverages to private passenger vehicles rented or borrowed for personal or business use—allowing the commercial coverage to provide the same
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NH Progressive Business Auto Insurance also offers rental reimbursement AND  Roadside Assistance.
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Founded in 1937 in Cleveland, Ohio, Progressive is one of the country’s largest insurance companies. Offering insurance options to cover all your personal and commercial insurance needs through independent agents like Atlantic Insurance & Benefit Company.
 
If you would like a NH Progressive Business Car Insurance quote, or a NH Progressive Personal Auto quote please call us toll-free at 1-888-882-2909.

For more info please see NH Progressive Commercial Auto Insurance Brochure   and the NH Progressive Personal Auto Insurance Brochure.

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Plymouth Rock Assurance, one of the region's leading insurers has a new program that will offer special benefits to New England Patriots fans.

Customers in the program can take advantage of the following unique features:

• The opportunity to attend Patriots events, including behind-the-scenes stadium tours, the team’s annual in-stadium practice, an away game viewing party, a draft party and other special events
• Access to Patriots game tickets and Gillette Stadium concert and event ticket pre-sales
• Free admission to the Hall at Patriot Place presented by Raytheon
• Discounts at the Patriots ProShop and at CBS Scene in Patriot Place

*Additional restrictions and fees may apply to customer benefits, policy features and discount offerings.Read

​One of the nicest features that this program offers is the expanded access to Plymouth Rock's Get Home Safe program that offers reimbursement for taxi or ride share services if you are too tired- or have enjoyed yourself too much to drive. 

As a leading automobile insurance carrier serving Massachusetts, Connecticut and New Hampshire, Plymouth Rock insures more than 300,000 New England drivers. Its industry-leading service innovations include the ability for a consumer to choose how they want to manage their auto insurance – online with one of Plymouth Rock’s many self-service functionalities, by phone with its local Customer Solutions Team, or by speaking with one of its knowledgeable, local independent agents.

If you have any questions about the program or if we can help you with a quote for auto or home insurance with Plymouth Rock please call us today at 1-888-882-2909.

For more info please See Patriots Plymouth Rock Program Brochure Here or visit Patriots Plymouth Rock Auto Insurance Program.