by Stephen Donohue NH Medigap Insurance Specialist

Each year the NH Insurance Department publishes a consumer guide for New Hampshire Seniors to help them evaluate the NH Medicare Supplement market. The NH Guide to Medicare Supplement Insurance shows the cost per plan for each of the Medicare Supplement Plans listed below:

•  Supplement Plan A, Plan B, Plan C, Plan D, Plan F, Plan F+, Plan G, Plan K, Plan L, Plan M, Plan N

Want to know who has the best NH Medicare Supplement Rates in 2019- CLICK HERE?

For 2019 in NH Medigap Supplement Plans at the time of printing are offered by the following insurance companies:

1. Aetna Health and Life Insurance Company   
2. Aetna Life Insurance Company  
3. American Retirement Life Insurance Company (Agent and Direct Marketed) 
4. Anthem Health Plans of New Hampshire  
5. Central States Indemnity Company of Omaha 
6. Colonial Penn Life Insurance Company  
7. Combined Insurance Company of America 
8. Continental Life Insurance Company of Brentwood, TN 
9. Equitable Life and Casualty Insurance Company  
10. First Health Life & Health Insurance Company 
11. Gerber Life Insurance Company 
12. Globe Life and Accident Insurance Company 
13. Government Personnel Mutual Life Insurance Company 
14. HPHC Insurance Company 
15. Humana Insurance Company 
16. Loyal American Life Insurance Company 
17. Mutual of Omaha Insurance Company 
18. State Farm Mutual Automobile Insurance Company
19. Transamerica Life Insurance Company 
20. United American Insurance Company
21. UnitedHealthcare®
22. USAA Life Insurance Company 

Want to know which NH Medicare Medigap Plan Insurance company has special features like household  or spousal discounts, Silver Sneakers, Fitness Rewards and other things that NH Seniors find  attractive?

​If you want to find the 2019 NH MEDICARE SUPPLEMENT health plan that works the best for you please call Steve Donohue NH Medigap Insurance Broker at  603-882-2909.
You can DOWNLOAD A COPY OF THE 2019 NH Guide to Medicare Supplement Insurance HERE!

by Stephen Donohue NH Term Life Insurance Expert

Today Life Insurance is more affordable than in the past and also  getting it is easier than ever.

Industry organization LifeHappens.org is a great resource for anyone looking to buy life insurance.  Please see:

Life Happens great brochure called What you Need to Know About Life Insurance

And their Calculator that shows HOW MUCH LIFE INSURANCE YOU NEED ​

There are several different kinds of life insurance that you can buy. At our agency here are the 3 most popular kinds of life insurance that our clients buy:

Term Life Insurance- this is often the most popular and also the most affordable life insurance solution. Term Life Insurance provides coverage for a SPECIFIC PERIOD OF TIME. Here are 5 Reasons to consider Term Life Insurance in NH:

1. Low Cost
2. Easy underwriting for people ages 18-60 (no medical exam)
3. Tax Free death benefit
4. Ability to convert to ENTIRE LIFE POLICY
5. Level Premiums Available up to 30 years (or more!)

Universal Life Insurance- is more flexible than Term Life Insurance and most universal policy often permits for flexible premium payments. Today many universal life policies are designed to last until age 100, 105 even as high as age 120. So Universal Life is a great product for someone who wants to buy life insurance today that will last their entire life.
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Whole Life Insurance- Called Whole Life because these policies are designed to last your "Whole (or entire) Life". These policies are often more expensive than term life  insurance but offer some attractive features like:

• ability to build cash value- with a guaranteed rate of return
• access to cash in a policy loan or withdrawal
• Premiums can be designed to never increase 

​Whole life policies are used for Estate Planning and are a helpful tool for transferring wealth from one generation to the next.

If you are looking for a NH Term Life Insurance quote or if you have questions for what kind of life insurance is best for you please call Atlantic Insurance today at 603-882-2909.
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