NH is one of the only states that does NOT require ALL drivers to buy car insurance. However, there are specific times when the NH DMV requires certain drivers buy NH Car insurance.

What happens in NH when the DMV requests an SR 22 or  "proof of financial responsibility"?
NH Drivers can apply for insurance and once approved can receive an SR-22 from an insurance agent.
Simply stated, the NH SR-22  is a certificate that provides proof of car insurance. 

There are several reasons why a driver may be ordered by NH DMV to buy auto insurance. The following convictions require filing proof of financial responsibility (SR-22):

• DWI - (1st, 2nd, Subsequent, and Aggravated).
• Underage DWI 
• Leaving Scene of Accident.
• Conduct After Accident
• Excessive Demerit Points.
• Subsequent (2nd) offense Reckless Operation.

How long does someone need a NH SR-22?
For most drivers SR22 is needed for 36 months, in some cases (2nd DUI) it can be a 5 year requirement.

Atlantic Insurance & Benefit Company in Nashua helps drivers with SR-22 Insurance and yes we have the much desired Pink Slips (written verification of insurance to provide to NH DMV to help you get or keep your license!)
We realize that there are a lot of good people who need an SR-22. We are often referred by attorneys to help their clients comply with the SR 22 requirement. No judgment- we are here to help.

There are 3 different kinds of SR-22 requirements:
1. The operator's certificate (most common)
2. The owner's certificate
3. The owner's/operator's certificate

For  a more detailed explanation of Sr-22 insurance see excerpt FAQ's from Auto Insurance Brochure prepared by the NH State Insurance Department.

If you have questions about the kind of SR-22 you need, why you need an SR 22 quote or if you have been ordered to provide "proof of financial responsibility" please give us a call at 603-882-2909.

We offer same day SR-22 filing, We can meet up with you or overnight the pink slip or financial responsibility form to you if you are not near our Main St. Nashua location.

You can also visit the NH DMV here or Shepherd and Osborne Law Firm for additional info.

Okay.. there's the catch - land and cars for sale are in Canada, Tappen, British Columbia to be exact. 

The Rusty Rasta (Michael Hall) has collected classic cars since he was a kid. He has  a bunch of them for sale - all kinds and in every condition. He is selling what some car enthusiasts would consider paradise. Here is what you get for a just a little over $1 Million (US):

• 5 Acres of land
• 340 Cars (worth anywhere from $500 to $35,000 Canadian!)
• 900 square foot restoration/repair shop
• Additional 1200 square foot building

Don't want to buy the whole thing- but want a classic car- see some examples of what he has for sale.

• 1967 Sunbeam with 66,000 California  $13,500
• 1973 Chevy Camaro (rough) $500
• 1969 Plymouth RoadRunner (open to offers!)

​
Check out his facebook page or his website for more info.

Steve Donohue is a classic car insurance agent in Nashua, NH and a classic car buff.

Want to save money on your NH Car Insurance?

Progressive Insurance has introduced a new technology for NH drivers called Snap Shot that can help you save on your NH car insurance premiums. And you can try it BEFORE you decide to switch insurers.

NH Drivers can opt for the SnapShot Plug In device that monitors 3 things:
1. Hard Braking
2. Time of Day
3. # of Miles Driven

It is my opinion that we are at the beginning of a technology revolution in insurance. Often referred to as informatics or telematics. These plug in devices help drivers pay closer attention to their driving habits. MOST of our clients who take advantage of this optional program save money.  Over time the car insurance industry will move toward "usage based insurance" meaning  that you pay for only the insurance you need. Plus insurers can rely upon ACTUAL data about your driving to determine your auto insurance premiums.

​The best part about the Snap Shot is that you can plug in and try the device BEFORE you decide to change insurers. This is a great way for you to see if Snap Shot and Progressive are right for you. 

If you are in Nashua or the surrounding area and want a NH Progressive car insurance quote, or if you want to learn how SnapShot can help you reduce your NH auto insurance premiums please give us a call at 1-603-882-2909.

More Info: See Progressive Snapshot FAQ

Steve Donohue is  a car insurance agent and the owner of Atlantic Insurance & Benefit Co. in Nashua, NH.