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What is NH SR-22 Insurance?

5/25/2017

 
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Request ONLINE SR22 Quote
PictureNH SR-22 Pink Slip
NH is one of the only states that does NOT require ALL drivers to buy car insurance. However, there are specific times when the NH DMV requires certain drivers buy NH Car insurance.

What happens in NH when the DMV requests an SR 22 or  "proof of financial responsibility"?
NH Drivers can apply for insurance and once approved can receive an SR-22 from an insurance agent.
Simply stated, the NH SR-22  is a certificate that provides proof of car insurance. 

There are several reasons why a driver may be ordered by NH DMV to buy auto insurance. The following convictions require filing proof of financial responsibility (SR-22):
  • DWI - (1st, 2nd, Subsequent, and Aggravated).
  • Underage DWI 
  • Leaving Scene of Accident.
  • Conduct After Accident
  • Excessive Demerit Points.
  • Subsequent (2nd) offense Reckless Operation.

How long does someone need a NH SR-22?
For most drivers SR22 is needed for 36 months, in some cases (2nd DUI) it can be a 5 year requirement.

Atlantic Insurance & Benefit Company in Nashua helps drivers with SR-22 Insurance and yes we have the much desired Pink Slips (written verification of insurance to provide to NH DMV to help you get or keep your license!)
We realize that there are a lot of good people who need an SR-22. We are often referred by attorneys to help their clients comply with the SR 22 requirement. No judgment- we are here to help.

There are 3 different kinds of SR-22 requirements:
1. The operator's certificate (most common)
2. The owner's certificate
3. The owner's/operator's certificate

For  a more detailed explanation of Sr-22 insurance see excerpt FAQ's from Auto Insurance Brochure prepared by the NH State Insurance Department.

If you have questions about the kind of SR-22 you need, why you need an SR 22 quote or if you have been ordered to provide "proof of financial responsibility" please give us a call at 603-882-2909.

We offer same day SR-22 filing, We can meet up with you or overnight the pink slip or financial responsibility form to you if you are not near our Main St. Nashua location.

You can also visit the NH DMV here or Shepherd and Osborne Law Firm for additional info.

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Atlantic Insurance & Benefit Company
375 Main St. Suite 100
Nashua, NH 03060
(603) 882-2909
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