NH Car Insurance Company Progressive offers tips on how to get connected with your neighborhood.
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Have you recently moved to Nashua?  
If so you probably need some help getting new NH Home  or Car Insurance quotes - call us at  603-882-2909 - or visit our online  NH Insurance quote site here.

Also see quick overview of helpful article written by Brittany Anstrom- in it she suggests these 5 ways to connect with neighbors:

1. Get Outside- (Let's hope it's not winter.. brr..) Just doing yard work, taking a walk, or washing your car- you will have a chance to meet your neighbors.
2. Find the Cruise Director- what she means by this is that in every neighborhood there is one person that knows EVERYBODY! get to know that person and you will be introduced to many more.
3. "Friend" them on social media
4. Find and Frequent Local Hot Spots- here in Nashua some great suggestions are: Bagel Alley, Greeley Park, Mines Falls Park, Margaritas just to name a few.
5. Let your kids or pets lead the way- this is a great suggestion.

This is just a quick overview- She does a better job See full article here (it's helpful & well written):
https://www.progressive.com/lifelanes/meeting-the-neighbors/

article by NH SR22 Car insurance agent Steve Donohue  of Atlantic Insurance in Nashua, NH.

In NH you may need an SR-22 if you get a DUI- get involved in an accident- or get caught driving without a license.

The NH SR22 is best described below- see quote from NH.gov Dept. of Safety website:

• What is an SR-22?
  An SR-22 is a certificate of "proof of liability insurance" which must be submitted by an insurance company licensed to do business in New Hampshire. The insurance is for liability. New Hampshire DMV requires the certificate be either for Owner or Non Owner. If an Owner SR-22 is submitted it must NOT list your vehicles but state, "Any Vehicles Owned by the Insured." If a Non-Owner, it must state, "Any Vehicles Driven by the Insured." An SR-22 is valid until cancelled by use of an SR-26 certificate.

So as mentioned above there are different versions of the NH SR22. They are:

1. The operator's certificate (this SR22 is the most common SR22 in NH)
2. The owner's certificate
3. The owner's/operator's certificate

SR22 is a unique kind of NH Car insurance.  If you have questions about what kind of SR22  you need here in NH please call us toll-free at 1-888-882-2909, we are happy to help you answer any questions. 

We can also give you a New Hampshire SR22  quote over the phone 603-882-2909 -or - you can request NH SR22 quote here online.

Please visit our NH SR22 Insurance FAQ Page Here.

Atlantic Insurance & Benefit Co. is dedicated to helping NH SR22 insurance consumers understand their rights- we offer SAME DAY Sr22 forms- we can overnight you documentation- or meet up with you somewhere convenient to get you the SR22 pink slip.

A&B by Steve Donohue NH Medicare Supplement and Advantage Insurance Broker
 
Here at Atlantic Insurance & Benefit we specialize in helping  our clients buy NH & MA Medicare Supplement Insurance and Medicare Advantage Plans. There are several different times when someone can enroll in Medicare Parts A & B - here are questions and answers that may help you.

Q: When is Medicare Open Enrollment?
A:  Open Enrollment October 15- December 7th each year!

Q: What is Medicare Open Enrollment?
Medicare Open Enrollment is a time each year where Seniors may make a new decision for the Medicare coverages for the upcoming year (January 1).

Each year Medicare Advantage and Part D plans are able to make changes to their coverage. So we often see plans change in costs, coverage, pharmacies and even DRUG FORMULARY (how RX are covered). It's important that Seniors who are Medicare eligible  take the time to review their current coverage and evaluate how proposed changes will impact them for the upcoming year.

Here is a quick list of what can be done during Medicare's annual open enrollment:

• Select a new Part D RX plan
• If you are enrolled in a Medicare Advantage Plan you can choose a different Medicare Advantage Plan-or-decide to return to Original Medicare
• If you are enrolled on Original Medicare (For example an NH Medicare Supplement Plan F and a Part D RX)  you can depart that type of coverage enroll in a Medicare Advantage Plan

Q: When can I see changes in plans for upcoming year?
​A: Most NH Medicare Advantage and NH Part D RX plans will publish their upcoming year info around October 1st.
(We know our Senior clients are early birds!! On Medicare.gov they say early October is when new plan info is available).

Q: When Can I enroll in Medicare?
A: The Medicare Initial Enrollment Period (IEP) is the time when you can enroll in Medicare Part A and or Part B.
The IEP begins 3 months  before your 65th birthday - includes the month that you turn 65- and lasts for an extra three months  after your birth month. (So it's a lucky 7 months total!)

Q: What happens if I do not need Medicare because I have insurance through work?
A: You can delay enrolling in Medicare as long as the coverage you have is considered Creditable Coverage by Medicare Standards. (Creditable Coverage is defined here- but in laymen's terms if your employer health insurance is as good as Medicare you have Creditable Coverage. Most employer sponsored plans meet this criteria).

So you if you say "No thank you" to Medicare A&B when you are first eligible you can enroll in Medicare A&B pretty much ANY Time.  Also when you leave employment or lose employer sponsored plan you have what is called a SEP. We say think of it as your OWN SPECIAL OPEN ENROLLMENT PERIOD. 

​For more info on SEP visit Medicare's website here.

Q: What is the General Enrollment Period?
A: You can sign up for Medicare Part A and B January 1- March 31 each year If:

• You did NOT sign up for Medicare A&B when you were first eligible
• You are NOT eligible for a Special Enrollment Period 

If you are not certain about what kind of enrollment period you qualify for- or- if you need help planning for the Medicare enrollment for you, your spouse or parent please call us today toll-free 1-888-882-2909. We are happy to answer any questions and provide guidance for your unique situation.

Also see our helpful Medicare Articles below:

Seniors Advice on What to do When you hit the Donut Hole 

3 Tools to Learn More about NH Medicare Supplement and Medicare Advantage Plans


Stephen J. Donohue, Jr. is a Registered Health Underwriter who specializes in helping NH and MA Seniors make the best Medicare Supplement Insurance or Medicare Advantage Insurance decision.  

by Nashua based Insurance agent Stephen Donohue

We are so thrilled at the boost in activity on our website. Earlier this year we attended a Bricks & Clicks seminar offered by one of our insurance partners SafeCo. We made some changes to our website and in the past 6 months our daily website traffic has doubled in unique visits and our page visits have more than tripled. 

One of the areas that we see a real boost in our web traffic is  client's requesting online quotes.

Here are a few resources that I want to highlight below:

Online NH Car Insurance Quote- LIVE

Online NH Renters Insurance Quote LIVE

Online Home Insurance Quote- LIVE

Online SR22 Quote- May take up to 12 hours

What we are finding is that customers will do some online research first- then reach out to us with additional questions about their quote.

We welcome you to test drive one of our online secure quoting tools above by clicking the links- or- feel free to call our agency and get a quote over the phone at 1-888-882-2909.
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Atlantic Insurance helps people with car, home, motorcycle and umbrella insurance in Nashua, Merrimack, Hudson, Bedford, Hollis and Brookline NH.

As a Nashua, NH independent insurance agency we have the ability to work with pretty much any NH auto insurance company- but here are 6 reasons why we like Progressive NH's Car Insurance.

1. Rates- Progressive consistently has competitive rates for NH auto insurance customers- and when we say competitive- we find Progressive competitive in so many different categories. Whether our clients are young, older, good drivers, drivers with accidents or complex MVR history- Progressive competes for each client with attractive premiums.
2. Discounts- Progressive offers many  auto insurance discounts including safe driver, good student, homeowner's, multi-car, package, just to name a few- we see our clients routinely qualify for discounts and get competitive rates.
3. NH SR22 Insurance-  For any client who has had a DUI, or a suspended license the SR-22 is often a fact of life for 36 months. (See article about NH SR22 Insurance here) . Progressive makes it easy to get the SR22 proof of financial responsibility filing with NH DMV. 
4. Toys- No matter what kind of toy with a motor on it you have- Progressive has a policy for it. Boat, RV, Motorcycle, scooter, ATV, snowmobile..! You name it and Progressive insures it ! (plus the discount they offer on your auto insurance makes having the toy affordable!) 
5. Commercial Auto Insurance- If you have a fleet of trucks or just one delivery van Progressive can offer your business attractive package for NH commercial auto insurance coverage.
6. Excellent Customer Service - with online access and a toll-free number that is available and quick to answer Progressive solves our clients problems with a single call. Progressive offers to E-mail policies and ID Cards- so that most of our clients can just click their email on their I-Phone and pull up their Auto ID card and policy info.

If you want a quote for Progressive NH Auto Insurance please call us today at 603-882-2909.

Atlantic Insurance is an independent NH Progressive Car Insurance agent located on Main St. Nashua, NH and serving southern NH.

by Stephen Donohue NH and MA Medicare Supplement Insurance Broker 

​Here at Atlantic Insurance & Benefit Company we work with seniors to help them find the Medicare Supplement or Medicare Advantage plan that best meets their unique situation.

When researching options, we find that Medicare eligible consumers are often overwhelmed by the amount of mailers they receive as their mailbox is filled with new solicitations daily.


Here are 3 resources that we think will help anyone who is shopping for Medicare insurance coverage here in NH:

1. 2017 NH Guide to Medicare Supplement Insurance- published by the NH Insurance Department annually this brochure has information and rates the insurance companies  that sell Medicare Supplement  plans in NH. (One helpful tip- the two of the most popular plans are the Plan F and Plan N). Download  2017 NH Guide to Medicare Supplement insurance  here.
2. Medicare Plan Finder-www.medicare.gov/find-a-plan this resource is a helpful tool for seniors to shop for either a Medicare Part D RX Stand Alone Plan- AND ALSO - the Medicare Advantage Plans that are offered here in NH.
3. My Medicare Preventive Benefits Checklist- this is a helpful tool available on Medicare.gov that lets seniors track the  preventive services that are offered by Medicare. Medicare does cover things like Flue Shots and Colon Cancer Screenings. Medicare also offers tests for Diabetes, Bone Mass Measurement and Glaucoma. Download My Medicare Preventive Benefits Checklist here.

If you have any questions about which Medicare option is right for you please call us today at 1-888-882-2909.

Stephen Donohue is a Medicare Supplement broker located in Nashua, NH offering Medicare supplement and advantage insurance coverage to seniors in Nashua, Hudson, Merrimack, Manchester, Hollis, Derry, Londonderry, NH and also throughout MA.

We have a lot of clients who ask us what will an SR22 cost me here in NH?

The answer unfortunately is "it depends..." We know no one likes this answer.

The cost of an NH SR22 is really based upon the underlying cost of buying insurance- and the cost of insurance here in NH varies based upon age, education level, credit history, motor vehicle record (accident, speeding tickets & convictions) and a variety of other factors. 

The SR22 is a standard form in the car insurance industry- it is also referred to as proof of financial responsibility. Most of the NH SR-22 insurers only charge $15-$25 for submitting the Proof of Financial Responsibility SR22 form paperwork to the NH DMV. 

In NH if you have been found guilty of the following you may need a NH SR-22:

• an auto accident when you did not have any insurance
• a DUI
• deemed a habitual offender
• leaving the scene of an accident

Also the NH DMV can require you to obtain an SR22 if your NH driver's license has been suspended or revoked.

Here at Atlantic Insurance & Benefit we specialize in helping people get an SR-22 in order to keep their driver's license-or if they have lost their license an SR22 may be required to get it back.
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We have a more detailed article about NH SR22 Insurance Here if you are interested.

If you have questions or need NH SR22 insurance please call us today  at 603-882-2909-or to request an SR22 quote just complete this simple form- it will only take a few minutes.

Today consumers are shopping online for many things they need. It's time that insurance agents have caught up with demand.  Today 60% of insurance consumers research insurance companies online.

See our quoting tool  below that you can use ANY TIME 24/7 to generate a quote. It is straightforward and easy to use.

If you reside in NH and are looking to shop for car, home or pretty much ANY kind of property or liability insurance in NH please use our online quoting tool. You can get real time quotes for:

• NH Auto Insurance
• NH Home & Condo Insurance
• NH Renters Insurance
• NH Umbrella Insurance
• NH Boat and RV Insurance
• NH Motorcycle Insurance

Our online quote tool lets you provide your info in a SECURE PORTAL and shows you quotes for the coverage that you need immediately. If you have questions about how to use our NH Online Insurance Quote Tool - or- if you prefer to give us info to quote over the phone please call us at 603-882-2909.

Atlantic Insurance & Benefit helps people in Merrimack, Nashua, Hudson, Hollis and Amherst, NH buy insurance for just about anything they need.  ​

Here we are in the midst of vacation season and I wanted to answer the question does my renter's insurance cover me on vacation? Yes, your NH Renter's Insurance policy does cover you and your belongings while you are on vacation.

Most people are unaware that a renter's insurance policy provides coverage for your belongings while you are at home and while you are traveling. Insurance Writer Chris Walters has a great article about how having renters insurance saved a couple who had their luggage stolen during a trip to Europe.

If you would like a NH renters insurance quote for your home or apartment please call us today- or just click here and quote your own NH renter's insurance online!

Fore more information about renters insurance see article here.

Atlantic Insurance & Benefit Co. a southern NH insurance agency offers renter's insurance for Nashua, Hudson, Hollis, Merrimack and Bedford, NH.