by Stephen Donohue Anthem NH Medicare Supplement Broker

If you’re comparing Medicare Supplement (Medigap) plans in New Hampshire, Anthem Blue Cross Blue Shield continues to stand out as one of the strongest, most reliable options for 2026. Below are seven compelling reasons why so many NH residents choose Anthem for their Medicare Supplement coverage.

1. Lowest Rates for 2026
For 2026, Anthem offers the lowest-priced Medicare Supplement Plan G for a 65‑year‑old in New Hampshire. Consumers can verify all rates and carriers directly through the New Hampshire Insurance Department website, which publishes every approved Medigap plan and premium statewide.

2. Largest Medicare Supplement Insurer in NH
Anthem isn’t just the largest health insurer in New Hampshire—they are also the largest Medicare Supplement insurer in the state. According to the 2025 NAIC Market Share Report, Anthem holds 37.9% of the NH Medigap market, an impressive figure considering nearly 20 insurers offer Medicare Supplement plans here.

3. Free SilverSneakers Gym Membership
Anthem Medigap members in NH receive FREE SilverSneakers—a popular fitness benefit that includes access to gyms such as:

• YMCA
• Planet Fitness
• Anytime Fitness

Members can enjoy workouts, pools, classes, and saunas at no additional cost, eliminating the need for a pricey gym membership.

4. Stable, Issue‑Age Premiums
Anthem uses issue‑age rating, meaning your premium is based on the age you are when the policy is issued—not your current age. While rates can increase due to inflation or claims trends, Anthem has had several years with very small increases—or even $0 increases—making them one of the more stable carriers in the NH Medigap market.

5. Nationwide Brand Recognition
The Blue Cross Blue Shield name is recognized across the country. With Anthem, members enjoy the confidence of a trusted national brand and the peace of mind that comes with broad provider acceptance.

6. Foreign Travel Emergency Coverage
Anthem’s Medicare Supplement Plans N, G, and F include up to $50,000 in foreign travel emergency benefits, a valuable feature for NH residents who enjoy international travel.

7. Strong Financial Stability
Anthem Blue Cross Blue Shield currently holds an A (Excellent) Financial Strength Rating from AM Best.
This rating reflects Anthem’s long-term stability and ability to pay claims—an essential factor when choosing a Medicare Supplement insurer.

A Local Expert’s Perspective
“We enjoy working with Anthem and have helped hundreds of New Hampshire seniors enroll in Medicare Supplement coverage. The seven reasons above—and many more—are why Anthem continues to be a go‑to insurer for our cherished clients.”

— Stephen Donohue, Leading NH Medicare Supplement Broker

by Stephen Donohue, Registered Health Underwriter and
Medicare Broker in Nashua, NH




2026 is a big year for NH Medigap because major Medicare Advantage plans (like Anthem and Martin's Point) have exited the state. This makes Plan G even more attractive for those losing their Advantage coverage.

NH Medicare Supplement:
Why Plan G is the Top Choice for New Hampshire Seniors in 2026

Medicare Supplement Plan G remains the "Gold Standard" for seniors in the Granite State. As we move into 2026, more NH retirees are switching from Medicare Advantage back to Original Medicare + Plan G to secure stable, nationwide access to doctors without network restrictions.

Why Choose Plan G in New Hampshire for 2026?

1. Maximum Financial Protection
   Plan G covers 100% of the "gaps" in Original Medicare once you meet the annual Part B deductible. This includes your Part A hospital deductible ($1,736 in 2026) and all Part B coinsurance.
2. The 2026 Part B Deductible
   The only out-of-pocket cost you pay with Plan G is the 2026 Part B deductible of $283. Once that is met, you have $0 copays for the rest of the year for Medicare-approved services.
3. No Networks—See Any Doctor in NH
   Unlike Medicare Advantage plans, which are seeing significant provider shifts in 2026, Plan G has no networks. You can see any doctor in Nashua, Manchester, or even out-of-state specialists in Boston, as long as they accept Medicare. (98% of doctors that treat adults in US accept Medicare!) 
4. Protection from Excess Charges
   Plan G is one of the only plans that covers Part B Excess Charges. While rare in NH, this protects you if a specialist charges more than the Medicare-approved amount.

NH Medicare Advantage Market Changes in 2026. Many NH seniors received "Plan Termination" notices due to insurers like Anthem and Martin's Point exiting the NH Medicare Advantage market. If your plan is ending, you may have a Guaranteed Issue Right to join Plan G without medical underwriting.

Comparing Medicare Supplement Plan G Rates in New Hampshire (2026)

Below are estimated monthly premiums for Plan G in New Hampshire. Note: Rates vary by zip code and tobacco use.
Insurer                                              Female (Age 65)    Male (Age 65)
Anthem Blue Cross Blue Shield     $184.54                     $203.17
UnitedHealthcare (AARP)                $211.00                     $234.00
State Farm~                                      $186.00                     $205.00

Pro Tip: Most NH carriers offer Household Discounts (up to 15%) if you live with another adult. We can help you find which carrier has the best "combined" rate for couples.

Get Your Personalized 2026 NH Medigap Quote

Don’t rely on outdated 2025 data. The 2026 New Hampshire Medigap market is changing fast. Whether you are turning 65 or looking to switch from a plan that is increasing in price, we are here to help.

• Call Us: 603-882-2909 x3
• Online: Request a Custom Medicare Supplement Quote Here

For more detailed information about other plans, or rates for other ages you can refer to the 2026 New Hampshire’s Guide to Medicare Supplement Insurance, completed by the NH Insurance Department. 

If you have questions about NH Medicare Supplement Plans, including  NH Medigap Plan G, call us today 603-882-2909 x3. You can also request a Medicare Supplement Quote Here.

Also, the NH insurance Department has a Medicare Supplement Page HERE. Where you can visit, enter your gender and age and see  the rates of the different insurers and all the NH Medigap plans offered.

by Stephen Donohue, Registered Health Underwriter

Medicare 2026 Updates: Key Changes Beneficiaries Need to Know
As 2026 approaches, Medicare is undergoing significant changes that will affect beneficiaries, providers, and insurance brokers. Driven by the Inflation Reduction Act (IRA) and new initiatives from the Centers for Medicare & Medicaid Services (CMS), these updates aim to improve affordability, streamline care delivery, and enhance transparency across the program.
Below is a breakdown of the most important Medicare changes for 2026.

📈 Medicare Part B Premiums and Deductibles: What to Expect
Medicare Part B costs are projected to rise in 2026:

• Monthly Premiums: Estimated to increase from $185 in 2025 to $206.50 in 2026.
  Note: Higher-income beneficiaries will continue to pay more for Parts B and D.
• Why the Increase?
  More hospital-based services are now delivered in outpatient settings, shifting coverage from Part A to Part B—raising overall Part B expenditures.
• Deductibles: Expected to rise from $257 in 2025 to $275–$280 in 2026.

💊 Medicare Part D Prescription Drug Costs: Lower Out-of-Pocket Spending
Major reforms to Medicare Part D will bring financial relief:

• Out-of-Pocket Cap: Increases slightly from $2,000 in 2025 to $2,100 in 2026—still far below previous “donut hole” thresholds.
• Manufacturer Discount Program Expansion: Drugmakers will shoulder more cost responsibility, reducing prices at the pharmacy counter.
• Medicare Drug Price Negotiation: Select high-cost drugs will be subject to direct negotiation, lowering costs for enrollees.

💉 Preventive Care and Insulin: Expanded Access and Affordability
CMS continues to prioritize preventive care and chronic condition management:

• Vaccines: All adult vaccines recommended by the Advisory Committee on Immunization Practices (ACIP) will be covered under Part D with no deductible or cost-sharing.
• Insulin: Cost-sharing caps will remain in place, keeping insulin affordable for people with diabetes.

🤖 AI-Powered Prior Authorization: Streamlining Traditional Medicare
CMS is piloting artificial intelligence to modernize prior authorization:

• Pilot States: New Jersey, Ohio, Oklahoma, Texas, Arizona, and Washington.
• WISeR Model: Uses AI to reduce delays and improve administrative efficiency for providers and patients.

💼 Medicare Advantage Plans: Funding Boost and Market Shifts
Increased Funding

• 4.3% Payment Increase: CMS proposes a 4.3% boost in payments to Medicare Advantage plans.
• $21 Billion Investment: Intended to strengthen provider networks and improve plan offerings.

Reduced Plan Availability

• Insurer Withdrawals: UnitedHealthcare and others plan to exit select regions in 2026.
• Beneficiary Impact: Affected individuals should review options during open enrollment to maintain coverage and provider access.

⭐ Star Ratings System: Potential Overhaul Ahead
CMS is considering changes to the Medicare Star Ratings system for Parts C and D:

• Simplified Measures: Proposed revisions aim to focus more on plan quality and beneficiary experience.
• Public Feedback: CMS is soliciting input to ensure the system remains a reliable consumer guide.

🌐 Telehealth Expansion: New Services Under Review
CMS continues to expand virtual care access:

• Potential Additions:

• Multi-family group psychotherapy
• Group behavioral counseling for obesity
• Infectious disease add-on services

These additions would enhance support for mental health and chronic conditions via telehealth.

💰 Payment Updates and Broker Compensation
Value-Based Care

• Physician Fee Schedule: CMS will adjust conversion factors for both Qualifying and Non-Qualifying Advanced Alternative Payment Models (APMs), aligning payments with outcomes and efficiency.

Broker Compensation

• Commission Increases: CMS will raise maximum allowable commissions for initial and renewal enrollments in Medicare Advantage and Part D plans to reflect growing plan complexity.

📊 Part D Risk Adjustment: Improving Accuracy
CMS will refine its risk adjustment models to better reflect current health trends:

• Updated Data Sets: Incorporating 2022 diagnosis data and 2023 cost data for more precise payment calculations.

🔍 Looking Ahead: Navigating Medicare in 2026
These Medicare 2026 changes reflect a broader commitment to affordability, accessibility, and transparency. Staying informed will be essential for beneficiaries, providers, and brokers as they navigate the evolving landscape.

Navigating Medicare can be overwhelming, especially when seeking the best coverage in New Hampshire. At NH Atlantic Insurance & Benefit Co., we specialize in helping New Hampshire residents find comprehensive Medicare Supplement plans, also known as Medigap, that effectively bridge the gaps left by Original Medicare. With a deep understanding of the local market and a commitment to personalized service, our team ensures that clients receive expert guidance tailored to their unique healthcare needs in the Granite State.

Why Choose NH Atlantic Insurance & Benefit Co. for Your Medigap in NH?
Our agency is led by Stephen Donohue who has with extensive credentials, Registered Health Underwriter (RHU®) designation—a certification that signifies expertise in health insurance underwriting, particularly in individual and group health benefits. This specialization allows us to provide strategic solutions that enhance financial security and ensure seamless access to healthcare services for New Hampshire seniors and Medicare beneficiaries.

Key advantages of working with us for your NH Medicare Supplement insurance:

• Trusted Local Independent Agency Since 1998
• Expert Knowledge of Medicare Supplement Plans in NH: We simplify complex insurance options, helping clients choose the best Medigap policy for their specific needs and budget in New Hampshire. We're well-versed in popular plans like Medicare Supplement Plan G in NH and Medicare Supplement Plan N in NH, and can help you understand the differences and benefits.
• Commitment to Compliance & Protection: Our understanding of COBRA, ERISA, and HIPAA enables us to provide policies that align with major regulatory requirements, ensuring your peace of mind when buying Medicare Supplement in NH.
• Help Applying for Medicare Part A & B when leaving an employer plan. 

Understanding the Importance of Medicare Supplement Insurance in New Hampshire Medicare Supplement Insurance, or Medigap, helps cover out-of-pocket costs such as copayments, deductibles, and coinsurance that Original Medicare doesn't. Without adequate Medigap coverage in NH, these expenses can add up quickly, leading to significant financial strain for New Hampshire residents. At NH Atlantic Insurance & Benefit Co., we take the guesswork out of finding the right Medicare Supplement plan in New Hampshire, guiding clients through options that best suit their needs and budget for 2025 and beyond.

Your Trusted Partner for NH Health Insurance & Medicare Solutions Choosing the right Medicare Supplement plan is crucial for long-term financial security and peace of mind. With our expertise and commitment to client-centered solutions, NH Atlantic Insurance & Benefit Co. is your trusted partner in ensuring quality healthcare coverage throughout New Hampshire. We are dedicated to providing clear, unbiased advice to help you make informed decisions about your Medigap options.

Contact us today at 603-882-2909 to explore your New Hampshire Medicare Supplement options and experience personalized service that prioritizes your health and financial well-being. Let us help you secure the comprehensive Medicare coverage you deserve in New Hampshire.

Please see some Medicare resources that we offer:

• First Name ONLY NH Medigap Quote
• 2025 Review of 5 leading NH Medicare Supplement Insurers
• What is New for 2025 with the NH Medicare Supplement G!
• Steve Donohue Nashua Medicare Broker recognized by Anthem Blue Cross Blue Shield for achievement in 2024

​

Nashua Car Insurance Update by Stephen Donohue, Nashua Insurance Agent

As an independent auto and home insurance agency based in Nashua, NH, we proudly represent several insurers. Among them is Plymouth Rock Assurance, known for offering not only competitive car insurance rates and comprehensive auto insurance coverage but also unique features like the CrashBusters® Mobile Claim Service.

We understand how stressful car accidents can be. That’s why Plymouth Rock simplifies the claims process, removing much of the confusion and stress.
​
CrashBusters® Mobile Claim Service

• Convenience: A Plymouth Rock representative will appraise the damage at a location that works best for you—your home, office, or another convenient spot.
• Quick Claims Processing: After the appraisal, many policyholders receive a settlement check on the spot, allowing repairs to start immediately.
• Wide Availability: This service is available to most auto and motorcycle insurance policyholders in Connecticut, New Hampshire, New Jersey, Massachusetts, New York, and Pennsylvania, and is included at no additional cost with Plymouth Rock policies.

Additional Features

• CarPics℠ Photo Appraisals: File claims seamlessly using your smartphone, eliminating the need for in-person inspections.*
• Door to Door Valet Claim Service®: Save time as Plymouth Rock coordinates body shop repairs, rental cars, and more.*

With Plymouth Rock car insurance, the claims process is made fast, simple, and stress-free. As your trusted Nashua auto insurance agency, we’re here to help you every step of the way.

If you’re looking for a car insurance quote or home insurance quote, please visit our website or call us at 603-882-2909 x2. Be sure to ask for James!

*Certain restrictions apply.

by Stephen Donohue Nashua NH Home Insurance Agency Owner 

NH Home Insurance: Is Plymouth Rock Right for You?
Finding the right home insurance in New Hampshire can be a challenge. If you're looking for affordable rates and robust coverage, Plymouth Rock Home Insurance is worth considering. Serving six Northeastern states, including NH, Plymouth Rock offers a compelling option for homeowners in the region.

Why Choose Plymouth Rock for Your NH Home Insurance?
Plymouth Rock distinguishes itself with several key advantages:

• Affordable Premiums: One of the most attractive features is their competitive pricing. Plymouth Rock's rates are often significantly lower than the national average, making them a budget-friendly choice for NH homeowners.
• Customizable Coverage: Plymouth Rock offers a variety of coverage add-ons, allowing you to tailor your policy to your specific needs. These include:
  • Guaranteed Replacement Cost: This crucial coverage ensures your home will be rebuilt regardless of rising construction costs. In today's market, with fluctuating material prices, this protection is invaluable. It removes the risk of being underinsured and facing significant out-of-pocket expenses after a disaster. Not all insurers offer this, making Plymouth Rock stand out.
  • Water Backup and Home Systems Protection: Protect yourself from costly damage due to water backup or failing home systems.
  • Private Flood Insurance: Through a partnership with Neptune Flood, Plymouth Rock offers private flood insurance, providing an alternative to the National Flood Insurance Program.
• Financial Stability: An A- (Excellent) rating from AM Best demonstrates Plymouth Rock's strong financial health and ability to meet its obligations. This gives you confidence that your claims will be handled promptly and efficiently.
• Excellent Customer Service: Plymouth Rock utilizes independent agents and a dedicated local team, focusing on personalized customer service.
• Simplified Package Pricing: Their Good, Better, and Best package options make it easy to understand your coverage choices and select the best value for your needs.
• Discounts: Bundle your home, auto, and umbrella insurance policies for savings.
• Multiple Coverage Options: Plymouth Rock offers coverage for homes, condos, and renters.
• Easy Online Quotes: Get an  instant  NH home insurance quote simply by providing your address and date of birth – it's quick and convenient! NH HOMEOWNERS INSURANCE QUOTE HERE

What to Consider Before Choosing Plymouth Rock:

• Limited Service Area: Plymouth Rock's availability is limited to six Northeastern states. If you move outside this region, you'll need to find a new insurer.

Customer Satisfaction and Ratings:

• Better Business Bureau (BBB): Plymouth Rock Assurance holds an A+ rating with the BBB, reflecting their commitment to customer satisfaction.
• Bankrate: Bankrate gives Plymouth Rock a 4.0 out of 5 for home insurance, highlighting their regional presence and tiered coverage options.

The Bottom Line:
For NH homeowners seeking affordable rates, comprehensive coverage, and excellent customer service, Plymouth Rock Home Insurance is a strong contender. Their guaranteed replacement cost coverage and convenient online quoting process are particularly appealing. While their limited service area is a factor to consider, for those within their region, Plymouth Rock offers a valuable option for protecting your most valuable asset.

Get your instant NH home insurance quote today! QUOTE HERE Call Atlantic Insurance & Benefit Co, a local Plymouth Rock agency at 603-882-2909  to discuss your specific needs and learn more about how they can protect your home.

by Stephen Donohue, Nashua NH home insurance agent

Why Regional Insurers like Concord Group Insurance are a Great Choice for Homeowners Coverage in New Hampshire
When it comes to protecting your home, having the right insurance provider is important. Concord Group Insurance is an excellent choice for homeowners in New Hampshire, offering comprehensive coverage, exceptional customer service, and financial stability.

Financial Strength and Stability
Concord Group Insurance consistently receives high ratings from A.M. Best, a leading insurance rating agency. The company has been awarded an A+ (Superior) Financial Strength Rating for five consecutive years. This rating is due to Concord Group's strong balance sheet, consistent operating performance, and effective risk management. With such a solid financial foundation, policyholders can trust that Concord Group is well-equipped to handle claims and provide reliable coverage.

Better Business Bureau Rating
In addition to its financial strength, Concord Group Insurance has a positive reputation with the Better Business Bureau (BBB). The company holds an A+ rating with the BBB, indicating a high level of customer satisfaction and trust. The A+ rating underscores Concord Group's commitment to maintaining strong business practices and addressing customer concerns.

Comprehensive Coverage
Concord Group Insurance offers a range of homeowners coverage options to meet the varying needs of New Hampshire residents. From standard protections like dwelling and personal property coverage to additional options such as liability insurance and identity theft protection, Concord Group ensures that homeowners are comprehensively protected against a variety of risks. Concord Group lets policyholders work with their agents to tailor their coverage to meet specific requirements.

Advantages of Regional Insurers
Unlike national insurers, regional insurers like Concord Group Insurance have less exposure to high-risk events such as wildfires in California and hurricanes in Florida and South Carolina. In New England, while weather risks exist, they are not as significant as those in other parts of the country. Choosing a regional insurer like Concord Group Insurance provides more stability for homeowners in New Hampshire.

Exceptional Customer Service
A key differentiator for Concord Group Insurance is their exceptional customer service. The company operates exclusively through independent insurance agents, providing personalized support and guidance to help homeowners find the right coverage. Their knowledgeable agents are dedicated to assisting clients with their insurance needs, from policy selection to claims processing.

Conclusion
For homeowners in New Hampshire, Concord Group Insurance offers a reliable and trustworthy option for home protection. With their strong financial stability, positive BBB rating, comprehensive coverage options, and exceptional customer service, Concord Group stands out in the insurance market.

​If you're seeking a provider that combines stability, quality coverage, and excellent service, Concord Group Insurance is a top contender.

See review from Concord Group client below::

*"We had a tree fall on our house during a storm, causing significant damage. Concord Group was quick to respond and handled our claim efficiently. Their customer service was outstanding, and they made the process as smooth as possible. We were very satisfied with how they managed everything."* - Emily R. (Homeowners Insurance Review)

Call us for a quote today at 603-882-2909, or visit our NH home insurance quote site here.

by Stephen Donohue NH Medicare Supplement Agent                    GET NH MEDIGAP QUOTE NOW
UPDATED 11/25/2025

2026 NH Medicare Supplement Plan G Review: Choosing the Best Medigap Plan in New Hampshire

Navigating Medicare Supplement Plans in New Hampshire (also known as NH Medigap) can be challenging, as the state features around 20 top-tier insurers offering various options. Finding the right NH Medicare Supplement Plan requires careful comparison of rates, stability, and carrier strength.
Here is a comprehensive review to guide you in making an informed decision for your 2026 coverage year. We focus heavily on NH Medicare Supplement Plan G, which is the most popular choice for new enrollees.

Key Factors in Our NH Medigap Review
Because Medicare Supplement Plans in New Hampshire follow standardized plan designs, the coverage for a specific plan (like Plan G) is identical regardless of the insurer. This means your comparison should center on cost and stability. Here is what our analysis of the five leading insurers covers:

• Plan Offerings: Detailed information on the specific Medigap plans available from each insurer.
• Carrier Financial Strength: An essential assessment of the financial stability (e.g., AM Best Rating) of each NH Medigap carrier.
• Added Benefits and Discounts: Exploration of additional perks and cost-saving opportunities, such as household discounts.
• Rate Stability: Analysis of NH Supplement Plan G rates for 2026, 2025, 2024, 2023, 2022, and 2021 to assess rate consistency and potential future premium trends.

Understanding Plan G Premiums in New Hampshire
Not all Medicare Supplemental Insurance companies are equal—even for the same standardized coverage. Costs vary significantly from one insurer to another. Some insurers offer lower rates for women and provide discounts if a spouse or household member also enrolls in a NH Medigap policy.
The factors that insurers consider when pricing Medicare Supplement Plans in NH include:

• Age
• Location
• Gender
• Payment Method
• Enrollment Date
• Tobacco Use

2026 Average NH Medicare Supplement Plan G RatesBased on rates from the top 10 insurers, the average Medicare Supplement Plan G premium (Age 65) in New Hampshire for 2026 is projected to be:

• Female Age 65: $203 per month
• Male Age 65: $229 per month

Compare Leading NH Medigap Insurers for 2026
Below is the 2026 review of SIX leading NH Medigap insurers  For the most detailed and current analysis of all available options, visit the New Hampshire Insurance Department’s official Medicare Supplement interactive dashboard.

Let our NH Medicare review help you make an informed choice for your 2026 NH Medicare Supplement plan!

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🥇 Anthem Blue Cross Blue Shield of NH Medicare Supplement Plan G Review

Anthem Blue Cross Blue Shield is the leading health insurance provider in New Hampshire and a dominant force in the NH Medicare Supplement market. Serving residents for over 90 years, Anthem offers a wide range of products including individual health insurance, employer groups, Medicare Advantage, Medicare Part D, and most importantly, top-rated NH Medigap plans.


Anthem NH Medicare Supplement Plan Offerings

Anthem’s Medicare Supplement plans (Medigap) are designed to cover healthcare costs that Original Medicare (Parts A and B) leave behind, ensuring peace of mind and protection for your budget. Key features of Anthem’s offering include:

• Flexibility: You can see any doctor or hospital in the U.S. that accepts Medicare patients.
• Portability: Your plan travels with you, even if you spend part of the year in a different location.
• Cost Protection: Anthem Medigap helps cover most out-of-pocket expenses, including copays, coinsurance, and deductibles.

Standardized Medigap Plans from Anthem NH

In New Hampshire, all Medicare Supplement Plans follow standardized designs. Anthem offers several popular standardized plans, ensuring consistent coverage no matter which insurer you choose.
Anthem offers the following primary NH Medigap plans:

• Plan G (Most Popular): Highly popular for its comprehensive coverage, paying for all out-of-pocket costs that Original Medicare doesn’t cover, except for the annual Part B deductible.
• Plan N (Lower Premium Option): Offers a lower premium in exchange for a few small copays and the annual Part B deductible.
• Plan F (Legacy Plan): The broadest coverage available, but only for those who were eligible for Medicare before January 1, 2020.
• Plan A (Basic Coverage): Covers essential costs like Part A inpatient hospital copayments and coinsurance, Part B coinsurance, hospice care, and preventive care.

Anthem's Financial Strength & Stability

Choosing an insurer with excellent financial strength ensures they can meet their long-term obligations to you.
Rating AgencyRatingA.M. Best RatingA (Excellent)
S&P RatingA+

Anthem NH Medicare Supplement Plan G Rate Stability (2021-2025)

Anthem Blue Cross Blue Shield of NH has a strong record of rate stability. The company often maintains the same premiums year-over-year or implements only modest rate increases. This stability is a key factor when evaluating your NH Medigap Plan G choice.

Year      Female (Age 65)       Male (Age 65)
2021     $139.36/month         $153.48/month
2022     $145.72/month         $160.48/month
2023     $145.72/month         $160.48/month
2024     $152.96/month         $168.44/month
2025     $163.81/month         $180.37/month
2026     $184.54/month          $203.17/month
This is the second year in a row that  Anthem has the LOWEST Supplement G

Anthem NH Medigap Added Benefits & Discounts

Anthem provides several extra perks and cost-saving opportunities that add significant value to their NH Medicare Supplement Plans:

• 5% Household Discount: Lowers your premium if you live with another person who is enrolled in an Anthem NH Medicare Supplement plan.
• SilverSneakers® Fitness Membership: Access to over 17,000 fitness facilities across the U.S.
• Payment Discounts: Includes a $2 EFT/ACH Monthly Discount and an annual $48 Pay in Full Discount.
• ScriptSave/WellRx Program: Prescription savings program.
• Special Offers: Discounts on vitamins and weight loss programs.

Recognition
Anthem Blue Cross and Blue Shield in New Hampshire was voted the Best Health Insurance Provider for the seventh consecutive year by NH Business Review (March 2025).

​For personalized assistance with your Anthem NH Medigap enrollment, you can call Stephen Donohue at 1-888-882-2909, Monday to Friday, 8 a.m. to 8 p.m.

Aetna Health & Life Insurance Company NH Medicare Supplement Review
Aetna, a trusted name in the insurance industry, boasts over 30 years of experience in the Medicare Supplement market. With a strong track record of customer service and competitive rates, Aetna serves more than 36 million people nationwide across various insurance offerings. Let’s delve into the specifics of Aetna’s Medicare plans in New Hampshire:
​
Medicare Supplement Plans (Medigap)Aetna offers a range of Medigap plans to complement Original Medicare (Parts A and B). These plans help cover the gaps in your healthcare expenses, providing peace of mind and financial protection. Here are the key details:

1. Plan Options: Aetna provides the following Medigap plans in New Hampshire:
   • Plan A: Basic coverage for essential benefits.
   • Plan B: Similar to Plan A, with additional coverage.
   • Plan F: Comprehensive coverage, including deductibles, copayments, and coinsurance (available only to those eligible for Medicare before January 1, 2020).
   • High Deductible F
   • Plan G: Popular for its robust coverage, excluding the Medicare Part B deductible.
   • Plan N: Offers lower premiums with some copays and a small annual deductible.
2. Financial Strength:
   • AM Best Rating: A (Excellent)
   • S&P Rating: BBB+
3. Rates for Plan G (Age 65):
   • 2021:  Female: $146.33/month    Male: $168.43/month
   • 2022:  Female: $158.19/month    Male: $181.93/month
   • 2023:  Female: $170.85/month    Male: $196.50/month
   • 2024:  Female: $186.26/month    Male: $214.16/month
   • 2025:   Female: $212/month    Male: $214.16/month
   • 2026   Female   $211/month     Male: $234/month     
     

Discounts Offered:

• Aetna provides a 7% Household Discount in New Hampshire.
• ACCENDO, a division of Aetna, may offer a 15% household discount (for more information, call us!).

1. Other Notes:
   • Aetna is one of the few NH Medigap insurers that charge a $20 application fee.

For personalized assistance or to apply for Aetna NH Medicare plans, please contact Steve Donohue at 603-882-2909.

Harvard Pilgrim Healthcare NH Medicare Supplement Review
Harvard Pilgrim Healthcare, operating under the name HPHC Insurance Company in New Hampshire, is a regional insurer with a strong presence in NH, MA, ME, and CT. Similar to Anthem, Harvard Pilgrim Healthcare provides health insurance options for individuals, small and large employer groups, as well as Medicare Supplement and Medicare Advantage Plans.

With over 35 years of experience serving Medicare beneficiaries, Harvard Pilgrim offers reliable coverage and a range of plan options. Medicare Supplement Plans (Medigap)Harvard Pilgrim offers several Medigap plans to compliment Original Medicare. These plans help cover the gaps left by Medicare, ensuring you have comprehensive coverage. Here are the key details:

1. Plan Options:
   • Plan A: Basic coverage for essential benefits.
   • Plan F: Comprehensive coverage, including deductibles, copayments, and coinsurance (available only to those eligible for Medicare before January 1, 2020).
   • Plan G: Popular for its robust coverage, excluding the Medicare Part B deductible $240 in 2024.
   • Plan M: Offers moderate coverage.
   • Plan N: has  some copays and a small annual deductible $240.
2. Rates for Plan G (Age 65):
   • 2021: $155/month (same rate for both males and females)
   • 2022: $160/month (same rate for both males and females)
   • 2023: $174/month (same rate for both males and females)
   • 2024: $196/month (same rate for both males and females)
   • 2025: $201/month (same rate for both males and females)
   • 2026: $256/month (same rate for both males and females)
3. Discounts: Harvard Pilgrim Healthcare offers a variety of discounts and rewards including:
   • Fitness Club Reimbursement
   • 35% off eyeglasses

For more information or to apply for Harvard Pilgrim NH Medicare plans, please contact Stephen Donohue at 603-882-2909.

NH CIGNA Medicare Supplement Review
CIGNA, a well-known health insurance provider, offers Medicare Supplement plans in New Hampshire under the name CIGNA or  Loyal American Life Insurance Company. Here are the key details:
Medicare Supplement Plans (Medigap)

1. CIGNA provides the following Medigap plans in NH:
   • Plan N: Offers lower premiums with some copays and a small annual deductible. (Note: Plan F is also available for those who still qualify.)
   • Plan G: Comprehensive coverage, excluding the Medicare Part B deductible.
   • Plan A: Basic coverage for essential benefits.
2. Rates for Plan G (Age 65):
   • 2021:  Female: $166.78/month    Male: $185.13/month
   • 2022:  Female: $166.78/month    Male: $185.13/month
   • 2023:  Female: $166.78/month    Male: $185.13/month
   • 2024:  Female: $178/month         Male: $198/month
   • 2025: n/a
   • 2026:  Female: $219.66/month         Male: $243.82/month
3. Financial Strength:
   • AM Best Rating: A (Excellent)
   • S&P Rating: A
4. Years in NH Medicare Market: 10+ years
5. Discounts:

• CIGNA offers up to a 6% household discount.
• Explore CIGNA’s Healthy Rewards program for savings on vitamins, vision and hearing care, health clubs, alternative medicine, weight management, and more.

NH Medicare Plans: UnitedHealthcare® Medicare Supplement Plans in New Hampshire - A Comprehensive Review
UnitedHealthcare® is a leading provider of Medicare Supplement (Medigap) plans across the United States. In New Hampshire (NH), they serve as the exclusive provider of Medicare Supplement plans. Here’s a comprehensive review of their offerings:
Plan OptionsUnitedHealthcare® offers a variety of Medigap plans in NH, including:

• Medigap Plan A: Covers essential gaps in Original Medicare such as hospital copayments and coinsurance.
• Medigap Plan B: Adds coverage for Part A deductibles.
• Medigap Plan K: Covers 50% of most Medicare-related expenses.
• Medigap Plan L: Covers 75% of most Medicare-related expenses.
• Medigap Plan G: Offers comprehensive coverage for out-of-pocket costs not covered by Original Medicare, except for the Part B deductible.
• Medigap Plan N: Offers lower premiums with some copays and a small annual deductible.
• Plan F: Available only for those eligible before January 1, 2020, offering the broadest coverage.

Financial StrengthUnitedHealthcare® boasts strong financial stability:

• AM Best Rating: A (Excellent)
• S&P Rating: AA-
• Years in NH Medicare Market: 25+

Premium Rates for Plan G (Age 65)Here’s a breakdown of monthly premium rates for Plan G:

• 2021: Female - $181.50/month, Male - $181.50/month
• 2022: Female - $139.50/month, Male - $156.50/month
• 2023: Female - $147.75/month, Male - $165.75/month
• 2024: Female - $147.75/month, Male - $174.25/month
• 2025: Female - $167.50/month, Male - $188.25/month
• 2026: Female - $207.95/month, Male - $221.75/month

DiscountsUnitedHealthcare® offers several discounts, including:

• 7% Household Discount: Available on Medicare Supplement plans in NH.
• EFT Discount: Lower rates when you pay via Electronic Funds Transfer.

Personalized AssistanceFor personalized assistance with NH Medicare Supplement or NH Medicare Advantage plans, contact Stephen Donohue at Atlantic Insurance. Call 603-882-2909 to schedule a Medicare coverage consultation.


Note: This communication serves as a solicitation for Medicare insurance.
Stephen Donohue is a licensed Medicare Supplement Insurance broker licensed in NH, MA, ME, RI, and NY.


​GET NH MEDICARE SUPPLEMENT QUOTE NOW

​​If you’re looking for auto and home insurance in New Hampshire, consider Plymouth Rock. With over 40 years experience, Plymouth Rock offers comprehensive packages for auto and homeowners insurance in NH.

Key Highlights of Plymouth Rock Insurance

Financial Strength: Plymouth Rock boasts an A- Excellent Financial Strength Rating from AM Best. This rating reflects the company’s strong ability to meet its ongoing insurance obligations, providing peace of mind to policyholders.

Regional Insurer with Local Expertise: Focused on the Northeast, Plymouth Rock is not a national company. This regional focus means that wildfires out west and hurricanes in the southeast won’t impact your premiums. Plymouth Rock’s local expertise ensures that they understand the specific needs and risks associated with living in New Hampshire.

Claims Handling: Plymouth Rock is renowned for its efficient claims handling for both auto and home insurance. Their claims process is designed to be straightforward and stress-free, ensuring that you get the support you need when you need it most.

Fast & Easy Online Quoting: Plymouth Rock has streamlined the quoting process for homeowners in NH. You can get a home insurance quote in less than 5 minutes by entering your address, name, and date of birth HERE. This quick and easy process allows you to compare rates and coverage options without any hassle.

Available Discounts
Plymouth Rock offers a variety of discounts to help you save on your insurance premiums:

• Anti-theft devices: Installing anti-theft devices in your vehicle can lower your auto insurance premiums.
• Motor club memberships: Membership in a motor club can qualify you for additional savings.
• Completed accident prevention courses: Completing an approved accident prevention course can reduce your auto insurance rates.
• Pay your policy in full: Paying your policy in full rather than in installments can lead to discounts.
• Paperless documents: Opting for paperless billing and documentation can also save you money.

Unique Features
Plymouth Rock offers several unique features and benefits that set them apart from other insurance providers:

• Get Home Safe®: This program provides taxi and rideshare reimbursement, ensuring you have a safe way to get home if you’re unable to drive.
• Seamless 24/7 Claims Service: Manage your claims right from your phone with Plymouth Rock’s user-friendly mobile app, available 24/7.
• Crashbusters®: On-the-spot damage assessment allows for quick and efficient claims processing, often right at the scene of the accident.
• Exclusive Sports Programs and Perks: Enjoy unique benefits such as access to exclusive sports programs and perks, which are not typically offered by other insurance companies.

Additional Benefits

• Customer Service: Plymouth Rock is known for its exceptional customer service. Their representatives are knowledgeable and ready to assist with any questions or concerns you may have.
• Flexible Payment Options: Plymouth Rock offers various payment plans to fit your budget, making it easier to manage your insurance costs.
• Bundling Discounts: By bundling your auto and home insurance policies with Plymouth Rock, you can take advantage of significant savings.

Customer Testimonials
John D., Manchester, NH: “I’ve been with Plymouth Rock for over 10 years, and their service has always been top-notch. Their claims process is quick and hassle-free, and I love the discounts I get for having anti-theft devices in my car.”
Sarah M., Concord, NH: “Switching to Plymouth Rock was the best decision I made for my home and auto insurance. The online quoting process was so easy, and I got a great rate. Plus, their customer service is always friendly and helpful.”
Mike R., Nashua, NH: “I had to file a claim after a minor accident, and Plymouth Rock’s Crashbusters® service was amazing. They assessed the damage on the spot and got everything sorted out quickly. Highly recommend!”
Emily S., Portsmouth, NH: “The Get Home Safe® program is such a great feature. It gives me peace of mind knowing I have a safe way to get home if I ever need it. Plymouth Rock really goes above and beyond for their customers.”
David L., Dover, NH: “I bundled my home and auto insurance with Plymouth Rock and saved a lot of money. Their local expertise and understanding of New Hampshire’s unique risks make them the perfect choice for insurance in this area.”

Conclusion
Plymouth Rock Insurance stands out as a reliable and customer-focused option for auto and home insurance in New Hampshire. With their strong financial rating, regional expertise, efficient claims handling, and a range of discounts and unique features, they offer a comprehensive and competitive insurance solution. Whether you’re a new homeowner or looking to switch your auto insurance provider, Plymouth Rock is worth considering for your insurance needs.

​Call 1-888-882-2909 x2 for q uote today- or click here to get started.

Medicare Coverage Options for Seniors in New HampshireIn New Hampshire, seniors have multiple choices for Medicare coverage. Besides Original Medicare, several Medicare Advantage Plans (Part C) are available. These plans, offered by private insurance companies approved by Medicare, provide all Part A and Part B benefits and often include additional perks like dental, vision, and wellness programs.
Medicare Advantage Plans in New HampshireHere are some companies offering Medicare Advantage Plans in NH:

• Aetna Medicare
• Anthem Blue Cross and Blue Shield
• Harvard Pilgrim Health Care
• Humana
• Martin’s Point Generations Advantage
• UnitedHealthcare
• Wellcare
• WellSense Health Plan

The number of plans varies by county. For instance, as of August 18, 2024, Hillsborough County offers 38 plans from 8 different companies.

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​Common Misconceptions About Medicare Advantage Plans

1. Medicare Advantage is Free: While some plans have a $0 premium, beneficiaries still need to pay the Medicare Part B premium. Additionally, there may be copayments, coinsurance, and deductibles.
2. Medicare Advantage Plans are the Same as Original Medicare: Medicare Advantage plans are offered by private companies and can include additional benefits like dental, vision, and wellness programs, which are not covered by Original Medicare.
3. You Can Switch Plans Anytime: There are specific enrollment periods for switching Medicare Advantage plans, such as the Annual Enrollment Period (AEP) from October 15 to December 7.
4. All Doctors Accept Medicare Advantage: Not all healthcare providers accept Medicare Advantage plans. It’s important to check if your preferred doctors and hospitals are in the plan’s network.
5. Medicare Advantage Plans are Always Better: The best plan depends on individual needs. Some people may benefit more from Original Medicare with a Medigap plan, while others might prefer the additional benefits of Medicare Advantage.
6. Medicare Advantage Plans are Only for Healthy People: These plans can be suitable for people with chronic conditions as well, especially those that offer special needs plans (SNPs) tailored to specific health issues.
7. You Lose Medicare Coverage with Medicare Advantage: Enrolling in a Medicare Advantage plan means you still have Medicare coverage, but it is managed by a private insurer.

Choosing the Right Plan
Choosing the right Medicare plan depends on your healthcare needs, budget, and preferences. In New Hampshire, several insurance companies offer Medicare Advantage plans, including Aetna, Anthem Blue Cross and Blue Shield, Harvard Pilgrim Health Care, Humana, Martin’s Point Generations Advantage, UnitedHealthcare, and Wellcare.

It’s crucial to compare the benefits, costs, and network of providers for each plan. Consider factors such as monthly premiums, out-of-pocket costs, and additional benefits like prescription drug coverage, dental, and vision care. You can visit the Medicare.gov Plan Finder Tool , it gives some insight as to the different kinds of Medicare Advantage PD plans offered.. 

Enrollment Periods
Remember, there are specific enrollment periods for Medicare Advantage plans. The Annual Enrollment Period (AEP) runs from October 15 to December 7 each year. During this time, you can join, switch, or drop a Medicare Advantage plan. There are also Special Enrollment Periods (SEPs) for certain life events, such as moving or losing other insurance coverage.

Conclusion
Understanding the different Medicare plans and common misconceptions can help you make an informed decision about your healthcare coverage. If you have any questions or need further clarification, don’t hesitate to seek advice from a licensed insurance agent or Medicare counselor.

If you want to learn more about resources for seniors looking for Medicare Plans in NH, see our article here.
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