RV's are fun! They let people go places - and spend time with family- which is what really counts. Here at Atlantic Insurance & Benefit Company we specialize in helping insure their things- including their RV. Just like there are many different kinds of RV's- there are also many different kinds of RV Insurance. Call us today for a NH or MA RV or Motor Home Insurance Quote.
Here is a great article written by Social Media Expert Noelle Kimball
Top Motor Home Questions to Ask Your Agent
Spring is slowly making it's way here and before you get out on the open road, make sure you have the correct coverage for your RV:
"It's a good idea to consider specialized coverage for your recreational vehicle (RV)," says Foremost Insurance Group Senior Product Manager Randy Sellhorn. "It functions as a motorized vehicle some of the time and a home some of the time—having coverage for both of these purposes typically doesn't come from just an auto policy or a home policy." Here are top questions Sellhorn suggests you ask your agent or broker when you are deciding what coverage to purchase for your RV.
1. Is my optional equipment covered? "Awnings, air conditioners, satellite dishes, LP tanks and bike racks can all be damaged, so ask if these things are covered by your policy," suggests Sellhorn. "Be sure to discuss whether the coverage applies only to originally affixed equipment or if it includes equipment that you attach after purchasing your RV. A good policy will give you a set amount of coverage included with your comprehensive coverage, with the ability to purchase more."
2. Is my personal property inside the motor home or travel trailer covered? "Chances are you are packing your camping, cooking and other traveling equipment for your trip, including golf clubs or other things for entertainment," Sellhorn adds. "You can typically choose coverage for these items as part of a package. The one thing to double check about personal property is sometimes your homeowner's policy can have exceptions regarding coverage for personal property in a motorized vehicle. Your agent can help you figure out your best option."