Nashua NH RV Insurance Agency Atlantic Insurance & Benefit Co.

RV's are fun! They let people go places - and spend time with family- which is what really counts. Here at Atlantic Insurance & Benefit Company we specialize in helping insure their things- including their RV. Just like there are many different kinds of RV's- there are also many different kinds of RV Insurance. Call us today for a NH or MA RV or Motor Home Insurance Quote.

Here is a great article written by Social Media Expert Noelle Kimball

Top Motor Home Questions to Ask Your Agent
Spring is slowly making it's way here and before you get out on the open road, make sure you have the correct coverage for your RV:

"It's a good idea to consider specialized coverage for your recreational vehicle (RV)," says Foremost Insurance Group Senior Product Manager Randy Sellhorn. "It functions as a motorized vehicle some of the time and a home some of the time—having coverage for both of these purposes typically doesn't come from just an auto policy or a home policy." Here are top questions Sellhorn suggests you ask your agent or broker when you are deciding what coverage to purchase for your RV.

1. Is my optional equipment covered? "Awnings, air conditioners, satellite dishes, LP tanks and bike racks can all be damaged, so ask if these things are covered by your policy," suggests Sellhorn. "Be sure to discuss whether the coverage applies only to originally affixed equipment or if it includes equipment that you attach after purchasing your RV. A good policy will give you a set amount of coverage included with your comprehensive coverage, with the ability to purchase more."

2. Is my personal property inside the motor home or travel trailer covered? "Chances are you are packing your camping, cooking and other traveling equipment for your trip, including golf clubs or other things for entertainment," Sellhorn adds. "You can typically choose coverage for these items as part of a package. The one thing to double check about personal property is sometimes your homeowner's policy can have exceptions regarding coverage for personal property in a motorized vehicle. Your agent can help you figure out your best option."

by Nashua NH Insurance Agency owner Stephen Donohue

This is just a quick overview of a recent article about How to Save Money on Car Insurance by the Insurance Information Institute. (Read full article here)

If you are shopping for Auto or Car Insurance in Nashua New Hampshire, or pretty much anywhere here are 9 tips:

1. Shop Around- if you have not priced car insurance within the last 18-24 months do some shopping- online or by calling an agency like ours (you can reach us at 603-882-2909)
2. Check Insurance Costs BEFORE you buy a Car! Certain cars cost MORE to  repair and this means they are also cost more to insure.
3. Increase Your Deductible- you can see nice savings increasing your deductible for $200 to $500 or even $1000 for older cars.
4. Reduce Optional coverage on OLDER vehicles- check the book value on your older car and think twice before paying hundreds of dollars for collision on a car only worth a few grand.
5. Package or Bundle Your Insurance- Her in NH Insurers like SafeCo , Progressive and Plymouth Rock Assurance offer REALLY significant home & car insurance package discounts (up to 25%!)
6. Maintain Good Credit! Not only do you get better interest rates- you ALSO get better car insurance rates when you have Good Credit!
7. Low Mileage Discount- Don't commute far to work...? Retired? Insurance companies often reduce your premiums significantly for low mileage drivers.
8. Group Discounts - Did you know that Plymouth Rock Assurance offers a discount for AAA members, and also NH State Employees..? Check with us we are happy to see if you qualify.
9. Other discounts - Take a Defensive Driving Course, Good Student Discount,  Claim Free, Distant Student Discount, Paperless, plug in devices  are just a few of MANY discounts that our NH auto insurance companies can offer you.

 
Helpful Links:
Summary of SafeCo NH Car Insurance Discounts
NH Insurance Department Auto and Vehicle Insurance Page
Great Article About Deductibles for your Home and Car Insurance
Please call or visit your favorite Nashua NH Insurance Agency Atlantic Insurance & Benefit Co. for help with your home & car insurance. 

Atlantic Insurance & Benefit is a car insurance agency in Nashua NH, we offer auto insurance to  Nashua NH and surrounding towns like Hollis, NH Hudson, NH, Merrimack, NH and Amherst, NH.