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2020 NH Medicare Open Enrollment- 5 Tips for NH Seniors

9/16/2019

2 Comments

 
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See 5 Tips for NH Seniors  2020 Medicare Open Enrollment
by Steve Donohue, Nashua, NH Medicare Insurance broker

As many of you know, the Annual Open Enrollment for Medicare begins 10/15/2019 and ends 12/7/2019. See 5 Tips for a successful 2020 NH Medicare Open Enrollment.

  1. Keep an Eye out for your plan’s Annual Notice of Changes!If you are enrolled on a Medicare Part D RX PLAN or a Medicare Advantage Plan you will receive a notice form your EXISTING plan that outlines any cost or coverage changes for 2020. Plans are required to send this on or before September 30th.
  2. Even if you are covered by an employer plan you MIGHT want to consider your Medicare options…The NH Market for Medicare plans offers more options each year- and with the increases in employer plan out-of-pocket costs some seniors find Medicare to be more attractive
  3. Starting October 1st you can compare the 2020 version of current Part D RX plan with OTHER options If you have a Medicare Supplement with a SEPARATE PART D RX or a Medicare Advantage WITH PART  D RX please know that medications, costs, deductibles and coverage can change each year. Starting  October 1, 2019 you can visit the NEW MEDICARE PLAN FINDER  https://www.medicare.gov/find-a-plan  enter your zip code and RX -- this way you can check and see how your CURRENT PLAN and other plans will cover your medications in 202
  4. Want to change the TYPE of Plan you have? This is what open enrollment is for.  Here is a quick list of changes that can be made at open enrollment. ​​​​                                                                                                           Anyone with Medicare Parts A & B can switch to a Medicare Advantage (Part C) plan.
             Anyone with Medicare Advantage (Part C) can switch back to Parts A & B.
           Anyone who has or is signing up for Medicare Parts A or B can join, drop or switch a Part D prescription     drug plan.
           Anyone with Medicare Advantage (Part C) can switch to a new Medicare Advantage plan.
  5. Investigate new plans! Each year there may be NEW Part D RX Plans or new Medicare Advantage Plans offered in your area. If you live here in NH see the Medicare Advantage number of plans growth during the past 3 years.

    Year           # of plans
    2017          12 plans
    2018          19 Plans
    2019          26 Plans
​
 Remember any changes made during open enrollment will kick in January 1, 2020.

If you have questions about NH Medigap Insurance,  NH Medicare Supplement or Medicare Advantage plans please call Steve Donohue at 603-882-2909. 

2 Comments
rachel frampton link
8/26/2020 04:41:41 pm

My mom will resign from her job six months from now, which is why she's thinking of applying for medicare because this may help with her medical expenses someday. Thank you for this; we'll make sure to observe the changes in medicare part D RX. I also never knew that it would be possible to exchange the parts A and B with part C plan.

Reply
what is medicare advantage link
11/17/2022 10:52:16 pm

Thanks for writing an article that I found easy to read and understand. I just found this site and am looking forward to reading more of your posts!

Reply



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