In New Hampshire, there are about 20 different insurers to choose from for Medicare Supplement (also called Medigap) plans. So, how do you make a choice? Here is our in depth review of 5 different insurers that offer Plans to Medicare Supplement shoppers in NH. Our review of these 5 POPULAR NH Medicare Supplement insurers will include what Plans they offer, Monthly Premiums, Financial Strength, Added Benefits and Discounts offered.
As you might know, Medicare Supplement Plans are STANDARDIZED PLAN DESIGNS, this means that the Plan G has the same coverage regardless of which insurer you buy it from. (To see the standard NH Plan G Medicare Supplement benefit summary CLICK HERE).
With that said, not all NH Medicare SUPPLEMENTAL INSURANCE Companies are the same. Costs vary WILDLY from one insurer to another. Some NH Medicare insurers offer lower rates for women, and some offer significant discounts if a SPOUSE or HOUSEHOLD Member also enrolls. Below, please find our 2020 REVIEW of (5) NH Medigap Insurers.
Anthem Blue Cross Blue Shield of NH Medicare Supplement Plans
Anthem is the largest health insurance company in NH, and has been an insurer here in NH for over 90 years. Anthem offers health insurance for individuals, small and large employer groups, Medicare Supplement, Medicare Advantage and Medicare Part D Plans.Today,
Anthem is also the largest writer of Medicare Supplement plans in NH - with over 30% of the NH Senior Supplement Market (see article here) and for good reason- Anthem offers great rates, a variety of payment options, excellent claims payment and a high level of customer service.
One unique Anthem statistic as of March 2020 Anthem covers 914,000 for Medicare Supplement plans nationally,
Anthem NH Supplement Plans offered? In NH Anthem offers Medigap Plans A F G and N
Financial Strength: AM Best Rating A (Excellent) S&P Rating A+
Years in NH Medicare Market: 54 GET NH ANTHEM MEDIGAP QUOTE NOW
2020 Anthem NH Medigap Rates for Plan G Age 65 Female: $141.36 month
2020 Anthem NH Medigap Rates for Plan G Age 65 Male: $155.48 month
(Rates include $2 EFT Discount)
One of Anthem's nice added benefits to their NH Medicare Supplement plan is the SILVER SNEAKERS PROGRAM (see video here) Silver Sneakers is a health & fitness plan with access to 17,000 fitness facilities throughout the US.
Anthem offers several payment methods including OLDE fashioned monthly paper bill that many seniors prefer.
There is a 5% household discount for their Anthem NH Medigap Plans- meaning your costs are lower if you live with someone else who is enrolled on a NH Anthem Medicare Supplement plan.
a $2 EFT/ACH Monthly Discount
and an annual $48 Pay in Full discount. GET NH AETNA MEDIGAP QUOTE NOW
(For more info about how to apply for Anthem Blue Cross NH Medicare insurance plans please call Steve Donohue at 603-882-2909)
Aetna is a name that people trust. With over 30 years experience in the Medicare Supplement market, Aetna offers a great track record of customer service and great rates. Today Aetna serves over 36 million people nationwide for a variety of different kinds of insurance. See more specific info about Aetna's NH Medicare plans offered, financial strength, and special programs and discounts below.
Aetna Supplement Plans offered? In NH Aetna offers Medigap Plans A B F G and N
Financial Strength: AM Best Rating A (Excellent) S&P Rating AA-
Years in NH Medicare Market: 7
2020 Aetna NH Medigap Rates for Plan G Age 65 Female: $136.86 month
2020 Aetna NH Medigap Rates for Plan G Age 65 Male: $157.44 month
Discounts Offered: One of Aetna's most attractive features here in NH is that Aetna offers a 7% Household Discount ! ($). (Rumors are that Aetna might increase the discount soon!!)
Other Notes: One unusual thing with Aetna is that they are one of the only NH Medigap insurers that have a $20 application fee.
(For more info about how to apply for Aetna NH Medicare plans please call Steve Donohue at 603-882-2909)
Harvard Pilgrim Healthcare NH Medicare Supplement Review
In NH , Harvard sells supplement plans under the name HPHC Insurance company. Harvard Pilgrim Healthcare of New England is a regional insurer offering health insurance in NH, MA, ME, and CT. Like Anthem, Harvard Pilgrim Healthcare offers health plans to every person in NH. Harvard offers health insurance for individuals, small and large employer groups, Medicare Supplement and Medicare Advantage Plans. Harvard has over 35 years experience in offering plans to Medicare beneficiaries.
Harvard Pilgrim NH Supplement Plans offered? In NH Harvard offers Medigap Plans A F G M and N
Financial Strength: AM Best Rating Not Available S&P Rating Not Available
Years in NH Medicare Market: 40 GET NH Harvard Pilgrim MEDIGAP QUOTE NOW
2020 Harvard Pilgrim NH Medigap Rates for Plan G Age 65 : $147 month (same rate for MALE OR FEMALE)
Harvard Pilgrim Healthcare offers a variety of DISCOUNTS including 35% off eyeglasses as well as a FITNESS CLUB REIMBURSEMENT
(For more info about how to apply for Harvard Pilgrim NH Medicare plans please call Steve Donohue at 603-882-2909)
CIGNA offers health insurance plans throughout the US. CIGNA sells NH Medicare Supplement plans under the name Loyal American Life Insurance Company.
CIGNA NH Supplement Plans offered? In NH CIGNA offers Medigap Plans A, G and N (F also for people who still qualify)
2020 CIGNA NH Medigap Rates for Plan G Age 65 FEMALE : $166.78 month
2020 CIGNA NH Medigap Rates for Plan G Age 65 MALE : $185.13 month
Financial Strength: AM Best Rating A (Excellent) S&P Rating: n/a
Years in NH Medicare Market: 7 GET NH CIGNA MEDIGAP QUOTE NOW
CIGNA offers up to a 7% household discount.
CIGNA's Healthy Rewards, for real savings on vitamins, vision and hearing care, health clubs, alternative medicine, weight management and more.
NEWS: Cigna has recently had a rate reduction here in NH for supplement plans.
If you want more information please contact Steve Donohue at Atlantic Insurance 603-882-2909.
United Healthcare offers health insurance plans throughout the US. United Healthcare is the exclusive insurer of AARP Medicare Supplement plans here in NH. In addition to offering Medicare Supplement plans, United Healthcare ALSO offers small and large employer group insurance, Medicare Advantage and Medicare Part D Plans here in NH.
AARP United Healthcare NH Supplement Plans offered? In NH United Healthcare offers Medigap Plans A, B, K, L, Plan G and N (Plan F also for people who still qualify)
Financial Strength: AM Best Rating A (Excellent) S&P Rating AA-
Years in NH Medicare Market: 22 GET NH AARP United healthcare MEDIGAP QUOTE NOW
2020 AARP/United NH Medigap Rates for Plan G Age 65 FEMALE : $168.25 month
2020 AARP/United NH Medigap Rates for Plan G Age 65 MALE : $168.25 month
Here in NH AARP United Medicare Supplement offers a 5% household discount.
If you want more information about applying for an AARP NH Medicare plan please contact Steve Donohue at Atlantic Insurance 603-882-2909.