Atlantic Insurance & Benefit Company
Helping Others Since1998
  • Home
  • Quotes
    • Health Quotes >
      • Employer Group Health Insurance Quote
      • NH Medicare Supplement Coverage Quote
      • NH Medigap Quote
    • Group Benefits Insurance Quote
    • Dental & Vision >
      • Individual Dental Insurance Quote
      • Employer Group Dental Insurance Quote
      • Individual Vision Insurance Quote
      • Employer Group Vision Insurance Quote
    • Business Quotes >
      • NH Business Auto Quote
      • Business Quote
      • Workers Compensation Quote
      • Business Owners Package (BOP) Insurance Quote
      • Event Insurance Quote
      • Insurance Bonds Quote
    • Auto Quotes >
      • NH Sr22 Quote
      • NH Ride Share Insurance Quotes
      • NH Business Auto Quote
      • Auto Quote
      • Nashua NH Car Insurance Agency- 24/7 Home & Auto Insurance Quotes for Nashua, New Hampshire
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • NH Condo Insurance
      • Flood Quote
      • NH Home Insurance Quote
      • Landlords Insurance Quote
      • NH Renter's Insurance
    • Life & Financial Quotes >
      • Life Quote
      • Disability Quote
      • Long Term Care Insurance Quote
    • Other Quotes >
      • Boatowner Quote
      • Critical Illness Insurance Quote
      • Umbrella Quote
      • Snowmobile Insurance Quotes
      • Travel Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Enrollments & Terminations
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
    • Scope of Appointment
    • Upload Files
  • Products
    • Health >
      • Employer Group Health Insurance
      • Medicare Supplement Coverage
    • Group Benefits
    • Dental & Vision >
      • Individual Dental Insurance
      • Employer Group Dental Insurance
      • Individual Vision Insurance
      • Employer Group Vision Insurance
    • Business >
      • NH Commercial Auto Insurance
      • Business Insurance
      • Workers Compensation
      • Business Owners Package (BOP) Insurance
      • Event Insurance
      • Insurance Bonds
    • Car Insurance >
      • Auto Insurance
      • NH Commercial Auto Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Life/Financial >
      • Life Insurance
      • Disability Insurance
      • Long Term Care Insurance
      • Financial Planning
    • Other >
      • Boat Insurance
      • Critical Illness Insurance
      • Umbrella Insurance
      • Snowmobile Insurance
      • Travel Insurance
  • Blog
  • News
  • About
    • Staff Directory
    • Agency Photo Gallery
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Pledge of Performance
    • Accessibility Statement
    • Privacy Notice Statement
  • Contact

NH Seniors - Questions and Answers about Medicare Enrollment Before, During and After Open Enrollment?

7/19/2017

 
Picture
A&B by Steve Donohue NH Medicare Supplement and Advantage Insurance Broker
 
Here at Atlantic Insurance & Benefit we specialize in helping  our clients buy NH & MA Medicare Supplement Insurance and Medicare Advantage Plans. There are several different times when someone can enroll in Medicare Parts A & B - here are questions and answers that may help you.

Q: When is Medicare Open Enrollment?
A:  Open Enrollment October 15- December 7th each year!

Q: What is Medicare Open Enrollment?
Medicare Open Enrollment is a time each year where Seniors may make a new decision for the Medicare coverages for the upcoming year (January 1).

Each year Medicare Advantage and Part D plans are able to make changes to their coverage. So we often see plans change in costs, coverage, pharmacies and even DRUG FORMULARY (how RX are covered). It's important that Seniors who are Medicare eligible  take the time to review their current coverage and evaluate how proposed changes will impact them for the upcoming year.

Here is a quick list of what can be done during Medicare's annual open enrollment:
  • Select a new Part D RX plan
  • If you are enrolled in a Medicare Advantage Plan you can choose a different Medicare Advantage Plan-or-decide to return to Original Medicare
  • If you are enrolled on Original Medicare (For example an NH Medicare Supplement Plan F and a Part D RX)  you can depart that type of coverage enroll in a Medicare Advantage Plan

Q: When can I see changes in plans for upcoming year?
​A: Most NH Medicare Advantage and NH Part D RX plans will publish their upcoming year info around October 1st.
(We know our Senior clients are early birds!! On Medicare.gov they say early October is when new plan info is available).

Q: When Can I enroll in Medicare?
A: The Medicare Initial Enrollment Period (IEP) is the time when you can enroll in Medicare Part A and or Part B.
The IEP begins 3 months  before your 65th birthday - includes the month that you turn 65- and lasts for an extra three months  after your birth month. (So it's a lucky 7 months total!)

Q: What happens if I do not need Medicare because I have insurance through work?
A: You can delay enrolling in Medicare as long as the coverage you have is considered Creditable Coverage by Medicare Standards. (Creditable Coverage is defined here- but in laymen's terms if your employer health insurance is as good as Medicare you have Creditable Coverage. Most employer sponsored plans meet this criteria).

So you if you say "No thank you" to Medicare A&B when you are first eligible you can enroll in Medicare A&B pretty much ANY Time.  Also when you leave employment or lose employer sponsored plan you have what is called a SEP. We say think of it as your OWN SPECIAL OPEN ENROLLMENT PERIOD. 

​For more info on SEP visit Medicare's website here.

Q: What is the General Enrollment Period?
A: You can sign up for Medicare Part A and B January 1- March 31 each year If:
  • You did NOT sign up for Medicare A&B when you were first eligible
  • You are NOT eligible for a Special Enrollment Period 

If you are not certain about what kind of enrollment period you qualify for- or- if you need help planning for the Medicare enrollment for you, your spouse or parent please call us today toll-free 1-888-882-2909. We are happy to answer any questions and provide guidance for your unique situation.

Also see our helpful Medicare Articles below:

Seniors Advice on What to do When you hit the Donut Hole 

3 Tools to Learn More about NH Medicare Supplement and Medicare Advantage Plans


Stephen J. Donohue, Jr. is a Registered Health Underwriter who specializes in helping NH and MA Seniors make the best Medicare Supplement Insurance or Medicare Advantage Insurance decision.  


Comments are closed.

    Contact Us

    (603) 882-2909
    375 Main St. Suite 100
    Nashua, NH 03060
    Click Here to Email Us

    Archives

    April 2025
    February 2025
    January 2025
    December 2024
    September 2024
    August 2024
    July 2024
    June 2024
    May 2024
    January 2024
    March 2022
    April 2021
    July 2020
    May 2020
    April 2020
    February 2020
    January 2020
    May 2019
    January 2019
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016
    October 2016
    August 2016
    July 2016
    May 2016
    January 2016
    November 2015
    September 2015
    August 2015
    May 2015

    Categories

    All
    Awards
    Events
    Local
    Partnerships
    Staff

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Privacy Notice Statement
Contact Us
Agent Login
Website by InsuranceSplash

Social Media

Facebook
LinkedIn
Twitter
Youtube
Google+
secure file sharing by ShareFile

Contact Us

Atlantic Insurance & Benefit Company
375 Main St. Suite 100
Nashua, NH 03060
(603) 882-2909
Click Here to Email Us

Location

Click here to view Map
Photos from New York DUI Lawyers, New York DUI Lawyers, free pictures of money, Ron of the Desert, Tobyotter, Fountain_Head, moodboardphotography, New York DUI Lawyers, New York DUI Lawyers, timo_w2s, mistyj26, Got Credit