Atlantic Insurance & Benefit Company
Helping Others Since1998
  • Home
  • Quotes
    • Health Quotes >
      • Employer Group Health Insurance Quote
      • NH Medicare Supplement Coverage Quote
      • NH Medicare Broker NH Medicare Supplement Quotes
    • Group Benefits Insurance Quote
    • Dental & Vision >
      • NH Individual DELTA Dental Insurance Quote
      • Employer Group Dental Insurance Quote
      • Individual Vision Insurance Quote
      • Employer Group Vision Insurance Quote
    • Business Quotes >
      • NH Business Auto Quote
      • Business Quote
      • Workers Compensation Quote
      • Business Owners Package (BOP) Insurance Quote
      • Event Insurance Quote
      • Insurance Bonds Quote
    • Auto Quotes >
      • NH Sr22 Quote
      • NH Ride Share Insurance Quotes
      • NH Business Auto Quote
      • Auto Quote
      • Nashua NH Car Insurance Agency- 24/7 Home & Auto Insurance Quotes for Nashua, New Hampshire
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • NH Condo Insurance
      • Flood Quote
      • NH Home Insurance Quote
      • Landlords Insurance Quote
      • NH Renter's Insurance
    • Life & Financial Quotes >
      • Life Quote
      • Disability Quote
      • Long Term Care Insurance Quote
    • Other Quotes >
      • Boatowner Quote
      • Critical Illness Insurance Quote
      • Umbrella Quote
      • Snowmobile Insurance Quotes
      • Travel Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Enrollments & Terminations
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
    • Scope of Appointment
    • Upload Files
  • Products
    • Health >
      • Employer Group Health Insurance
      • NH Medicare Supplement Page Coverage Info
    • Group Benefits
    • Dental & Vision >
      • Individual Dental Insurance
      • Employer Group Dental Insurance
      • Individual Vision Insurance
      • Employer Group Vision Insurance
    • Business >
      • NH Commercial Auto Insurance
      • Business Insurance
      • Workers Compensation
      • Business Owners Package (BOP) Insurance
      • Event Insurance
      • Insurance Bonds
    • Car Insurance >
      • Auto Insurance
      • NH Commercial Auto Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Life/Financial >
      • Life Insurance
      • Disability Insurance
      • Long Term Care Insurance
      • Financial Planning
    • Other >
      • Boat Insurance
      • Critical Illness Insurance
      • Umbrella Insurance
      • Snowmobile Insurance
      • Travel Insurance
  • Blog
  • News
  • About
    • Staff Directory
    • Agency Photo Gallery
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Pledge of Performance
    • Accessibility Statement
    • Privacy Notice Statement
  • Contact

Top Reasons to Choose Concord Group Insurance for Homeowners Coverage in New Hampshire

1/23/2025

 
by Stephen Donohue, Nashua NH home insurance agent

Why Regional Insurers like Concord Group Insurance are a Great Choice for Homeowners Coverage in New Hampshire
When it comes to protecting your home, having the right insurance provider is important. Concord Group Insurance is an excellent choice for homeowners in New Hampshire, offering comprehensive coverage, exceptional customer service, and financial stability.

Financial Strength and Stability
Concord Group Insurance consistently receives high ratings from A.M. Best, a leading insurance rating agency. The company has been awarded an A+ (Superior) Financial Strength Rating for five consecutive years. This rating is due to Concord Group's strong balance sheet, consistent operating performance, and effective risk management. With such a solid financial foundation, policyholders can trust that Concord Group is well-equipped to handle claims and provide reliable coverage.

Better Business Bureau Rating
In addition to its financial strength, Concord Group Insurance has a positive reputation with the Better Business Bureau (BBB). The company holds an A+ rating with the BBB, indicating a high level of customer satisfaction and trust. The A+ rating underscores Concord Group's commitment to maintaining strong business practices and addressing customer concerns.

Comprehensive Coverage
Concord Group Insurance offers a range of homeowners coverage options to meet the varying needs of New Hampshire residents. From standard protections like dwelling and personal property coverage to additional options such as liability insurance and identity theft protection, Concord Group ensures that homeowners are comprehensively protected against a variety of risks. Concord Group lets policyholders work with their agents to tailor their coverage to meet specific requirements.

Advantages of Regional Insurers
Unlike national insurers, regional insurers like Concord Group Insurance have less exposure to high-risk events such as wildfires in California and hurricanes in Florida and South Carolina. In New England, while weather risks exist, they are not as significant as those in other parts of the country. Choosing a regional insurer like Concord Group Insurance provides more stability for homeowners in New Hampshire.

Exceptional Customer Service
A key differentiator for Concord Group Insurance is their exceptional customer service. The company operates exclusively through independent insurance agents, providing personalized support and guidance to help homeowners find the right coverage. Their knowledgeable agents are dedicated to assisting clients with their insurance needs, from policy selection to claims processing.

Conclusion
For homeowners in New Hampshire, Concord Group Insurance offers a reliable and trustworthy option for home protection. With their strong financial stability, positive BBB rating, comprehensive coverage options, and exceptional customer service, Concord Group stands out in the insurance market.

​If you're seeking a provider that combines stability, quality coverage, and excellent service, Concord Group Insurance is a top contender.

See review from Concord Group client below::

*"We had a tree fall on our house during a storm, causing significant damage. Concord Group was quick to respond and handled our claim efficiently. Their customer service was outstanding, and they made the process as smooth as possible. We were very satisfied with how they managed everything."* - Emily R. (Homeowners Insurance Review)

Call us for a quote today at 603-882-2909, or visit our NH home insurance quote site here.

NH Home and Auto Insurance Review of Plymouth Rock Insurance

9/8/2024

 
Picture

​​If you’re looking for auto and home insurance in New Hampshire, consider Plymouth Rock. With over 40 years experience, Plymouth Rock offers comprehensive packages for auto and homeowners insurance in NH.

Key Highlights of Plymouth Rock Insurance

Financial Strength: Plymouth Rock boasts an A- Excellent Financial Strength Rating from AM Best. This rating reflects the company’s strong ability to meet its ongoing insurance obligations, providing peace of mind to policyholders.

Regional Insurer with Local Expertise: Focused on the Northeast, Plymouth Rock is not a national company. This regional focus means that wildfires out west and hurricanes in the southeast won’t impact your premiums. Plymouth Rock’s local expertise ensures that they understand the specific needs and risks associated with living in New Hampshire.

Claims Handling: Plymouth Rock is renowned for its efficient claims handling for both auto and home insurance. Their claims process is designed to be straightforward and stress-free, ensuring that you get the support you need when you need it most.

Fast & Easy Online Quoting: Plymouth Rock has streamlined the quoting process for homeowners in NH. You can get a home insurance quote in less than 5 minutes by entering your address, name, and date of birth HERE. This quick and easy process allows you to compare rates and coverage options without any hassle.

Available Discounts
Plymouth Rock offers a variety of discounts to help you save on your insurance premiums:
  • Anti-theft devices: Installing anti-theft devices in your vehicle can lower your auto insurance premiums.
  • Motor club memberships: Membership in a motor club can qualify you for additional savings.
  • Completed accident prevention courses: Completing an approved accident prevention course can reduce your auto insurance rates.
  • Pay your policy in full: Paying your policy in full rather than in installments can lead to discounts.
  • Paperless documents: Opting for paperless billing and documentation can also save you money.

Unique Features
Plymouth Rock offers several unique features and benefits that set them apart from other insurance providers:
  • Get Home Safe®: This program provides taxi and rideshare reimbursement, ensuring you have a safe way to get home if you’re unable to drive.
  • Seamless 24/7 Claims Service: Manage your claims right from your phone with Plymouth Rock’s user-friendly mobile app, available 24/7.
  • Crashbusters®: On-the-spot damage assessment allows for quick and efficient claims processing, often right at the scene of the accident.
  • Exclusive Sports Programs and Perks: Enjoy unique benefits such as access to exclusive sports programs and perks, which are not typically offered by other insurance companies.

Additional Benefits
  • Customer Service: Plymouth Rock is known for its exceptional customer service. Their representatives are knowledgeable and ready to assist with any questions or concerns you may have.
  • Flexible Payment Options: Plymouth Rock offers various payment plans to fit your budget, making it easier to manage your insurance costs.
  • Bundling Discounts: By bundling your auto and home insurance policies with Plymouth Rock, you can take advantage of significant savings.

Customer Testimonials
John D., Manchester, NH: “I’ve been with Plymouth Rock for over 10 years, and their service has always been top-notch. Their claims process is quick and hassle-free, and I love the discounts I get for having anti-theft devices in my car.”
Sarah M., Concord, NH: “Switching to Plymouth Rock was the best decision I made for my home and auto insurance. The online quoting process was so easy, and I got a great rate. Plus, their customer service is always friendly and helpful.”
Mike R., Nashua, NH: “I had to file a claim after a minor accident, and Plymouth Rock’s Crashbusters® service was amazing. They assessed the damage on the spot and got everything sorted out quickly. Highly recommend!”
Emily S., Portsmouth, NH: “The Get Home Safe® program is such a great feature. It gives me peace of mind knowing I have a safe way to get home if I ever need it. Plymouth Rock really goes above and beyond for their customers.”
David L., Dover, NH: “I bundled my home and auto insurance with Plymouth Rock and saved a lot of money. Their local expertise and understanding of New Hampshire’s unique risks make them the perfect choice for insurance in this area.”

Conclusion
Plymouth Rock Insurance stands out as a reliable and customer-focused option for auto and home insurance in New Hampshire. With their strong financial rating, regional expertise, efficient claims handling, and a range of discounts and unique features, they offer a comprehensive and competitive insurance solution. Whether you’re a new homeowner or looking to switch your auto insurance provider, Plymouth Rock is worth considering for your insurance needs.

​Call 1-888-882-2909 x2 for q uote today- or click here to get started.
Picture

Medicare Plans in NH by Steve Donohue, NH Medicare Insurance Agent

8/18/2024

 
Picture
Medicare Coverage Options for Seniors in New HampshireIn New Hampshire, seniors have multiple choices for Medicare coverage. Besides Original Medicare, several Medicare Advantage Plans (Part C) are available. These plans, offered by private insurance companies approved by Medicare, provide all Part A and Part B benefits and often include additional perks like dental, vision, and wellness programs.
Medicare Advantage Plans in New HampshireHere are some companies offering Medicare Advantage Plans in NH:
  • Aetna Medicare
  • Anthem Blue Cross and Blue Shield
  • Harvard Pilgrim Health Care
  • Humana
  • Martin’s Point Generations Advantage
  • UnitedHealthcare
  • Wellcare
  • WellSense Health Plan
The number of plans varies by county. For instance, as of August 18, 2024, Hillsborough County offers 38 plans from 8 different companies.

​













​

​Common Misconceptions About Medicare Advantage Plans
  1. Medicare Advantage is Free: While some plans have a $0 premium, beneficiaries still need to pay the Medicare Part B premium. Additionally, there may be copayments, coinsurance, and deductibles.
  2. Medicare Advantage Plans are the Same as Original Medicare: Medicare Advantage plans are offered by private companies and can include additional benefits like dental, vision, and wellness programs, which are not covered by Original Medicare.
  3. You Can Switch Plans Anytime: There are specific enrollment periods for switching Medicare Advantage plans, such as the Annual Enrollment Period (AEP) from October 15 to December 7.
  4. All Doctors Accept Medicare Advantage: Not all healthcare providers accept Medicare Advantage plans. It’s important to check if your preferred doctors and hospitals are in the plan’s network.
  5. Medicare Advantage Plans are Always Better: The best plan depends on individual needs. Some people may benefit more from Original Medicare with a Medigap plan, while others might prefer the additional benefits of Medicare Advantage.
  6. Medicare Advantage Plans are Only for Healthy People: These plans can be suitable for people with chronic conditions as well, especially those that offer special needs plans (SNPs) tailored to specific health issues.
  7. You Lose Medicare Coverage with Medicare Advantage: Enrolling in a Medicare Advantage plan means you still have Medicare coverage, but it is managed by a private insurer.
Choosing the Right Plan
Choosing the right Medicare plan depends on your healthcare needs, budget, and preferences. In New Hampshire, several insurance companies offer Medicare Advantage plans, including Aetna, Anthem Blue Cross and Blue Shield, Harvard Pilgrim Health Care, Humana, Martin’s Point Generations Advantage, UnitedHealthcare, and Wellcare.

It’s crucial to compare the benefits, costs, and network of providers for each plan. Consider factors such as monthly premiums, out-of-pocket costs, and additional benefits like prescription drug coverage, dental, and vision care. You can visit the Medicare.gov Plan Finder Tool , it gives some insight as to the different kinds of Medicare Advantage PD plans offered.. 

Enrollment Periods
Remember, there are specific enrollment periods for Medicare Advantage plans. The Annual Enrollment Period (AEP) runs from October 15 to December 7 each year. During this time, you can join, switch, or drop a Medicare Advantage plan. There are also Special Enrollment Periods (SEPs) for certain life events, such as moving or losing other insurance coverage.

Conclusion
Understanding the different Medicare plans and common misconceptions can help you make an informed decision about your healthcare coverage. If you have any questions or need further clarification, don’t hesitate to seek advice from a licensed insurance agent or Medicare counselor.

If you want to learn more about resources for seniors looking for Medicare Plans in NH, see our article here.
​



5 Resources for NH Seniors Shopping for Medicare Insurance Coverage

8/3/2024

 
Article by Stephen Donohue, NH Medicare Agent

When a senior is looking to learn more about Medicare plans here in the Granite State, they are OFTEN directed to National Insurance brokerages that don’t fully understand the unique dynamics of the NH Medicare Advantage and Medicare Supplement market place.

​Here are some valuable resources and tips for New Hampshire seniors seeking information about NH Medicare plans:
  1. NH Insurance Department Medicare Supplement Dashboard: Visit the NH Insurance Department’s Medicare Supplement Dashboard to explore costs for different Medicare Supplement Plans offered by 20 insurers in NH. Simply enter your age, and the dashboard will provide detailed information.
  2. ServiceLink: ServiceLink is a non-profit organization with locations throughout NH. They offer free and confidential services to people of all ages and abilities. ServiceLink’s goal is to help older adults and individuals with disabilities access long-term supports and services, enabling them to live independently. For more information, visit the ServiceLink website.
  3. Local Senior Centers: Check with your local Senior Center. Many of them host educational events where experts provide seminars on different Medicare coverage options.
  4. Medicare.gov Plan Finder: Use the Medicare.gov Plan Finder by entering your zip code and basic information. It will provide comprehensive details about Medicare plans, including coverage options and enrollment guidelines.
  5. Local Medicare Agent: Consider reaching out to a local Medicare agent. Atlantic Insurance & Benefit Company, for instance, has been assisting seniors since 2010. Using a Medicare broker doesn’t cost extra and can help you find the right Medicare Supplement or Advantage Plan.

Remember that understanding your options and choosing the right plan is essential. Feel free to explore these resources to make informed decisions about your NH Medicare coverage! 
​
​
Picture

NH Home Insurance Review- SafeCo

7/26/2024

 
Picture





Safeco is a leading homeowners insurance provider in the U.S and also here in Nashua, NH. Here’s how it ranks based on different assessments:
  1. J.D. Power Claims Satisfaction: In J.D. Power’s 2024 Property Claims Satisfaction Study, Safeco ranks well for claims satisfaction. It’s among the top three companies, along with Amica and Erie Insurance.
  2. MoneyGeek Score: Safeco earns a MoneyGeek score of 87 out of 100, highlighting its affordability and financial stability. 
  3. Financial Strength: Safeco’s financial strength ratings vary. It receives an excellent A rating from AM Best but a lower A- rating from Standard & Poor’s and a mediocre A2 rating from Moody’s3.
  4. Overall Rating: ConsumersAdvocate rates Safeco at 4.2 out of 5 (Excellent), emphasizing its creditworthiness, standard coverages, additional plans, and limited discounts4.
Remember, individual experiences may vary, so consider your specific needs when evaluating Safeco as a home insurance option.  Safeco offers attractive homeowners insurance coverage in Nashua, NH that can be tailored to your needs and budget. Here are some key features:
  1. Dwelling Coverage: Safeco’s dwelling coverage protects your home against losses from events like fire, lightning, windstorms, hail, theft, and vandalism.
  2. Personal Property Coverage: This coverage repairs or replaces personal belongings such as furniture, clothing, and appliances that are damaged or stolen due to a covered loss.
  3. Personal Liability Coverage: Safeco’s personal liability coverage defends you if someone claims injury or property damage caused by you, whether it’s in your yard or at someone else’s home.
  4. Valuable Articles Coverage: If you have high-value items like jewelry, art, or collectibles, Safeco offers extra coverage specifically for these valuable articles.
  5. Equipment Breakdown Coverage: Unlike standard policies, Safeco’s equipment breakdown coverage keeps critical household equipment running after mechanical or electrical breakdowns.
  6. Guaranteed Repair Network: Safeco connects you with prequalified experts for quick repairs, backed by a material and labor warranty.
  7. Special Roof Coverage- if a portion of your roof is damaged, this will extend replacement coverage for your ENTIRE roof.
  8. NH Home/Auto/Umbrella Package Discount- significant savings when you buy more than one type of coverage.
Remember, having homeowners insurance is highly recommended to protect your investment. Here are the different kinds of home policies that Safeco offers:
  • Homeowners HO5: This type of policy provides the broadest coverage for your home and personal belongings. It typically includes protection against a wide range of perils, such as fire, theft, and natural disasters. HO5 policies also cover personal property on an open-perils basis, meaning it protects against all risks except those specifically excluded.
  • Homeowners HO3: The HO3 policy is the most common type of homeowners insurance. It covers your dwelling (structure), personal property (contents), and liability. Unlike HO5, it provides coverage for personal property on a named-perils basis, meaning it lists specific risks that are covered.
  • Renters Policy: Designed for renters, this policy covers personal belongings (furniture, electronics, clothing) against perils like fire, theft, and vandalism. It also includes liability coverage in case someone gets injured in your rented space.
  • Condo HO6: Condo insurance is tailored for condominium owners. It covers your personal property, interior improvements, and liability. The condo association’s master policy usually covers the building structure and common areas.
  • Landlord Policies: These policies are for property owners who rent out their homes or apartments. Landlord insurance covers the dwelling, liability, and loss of rental income due to covered perils. It’s essential for protecting your investment property.
In addition to these types of NH Home insurance, Safeco has 4 different levels of protection
  1. Essential
  2. New Quality Plus
  3. Optimum
  4. Premier
(See Link for Brochure that shows the different levels of coverage for EACH SafeCo Home Insurance Package) 

If you want to learn more about which home insurance coverage is right for you call us today at 1-888-882-2909. Or visit our HOME INSURANCE QUOTE page here.
 


Picture

What to Expect when you Meet with a NH Medicare Agent!

6/25/2024

 
Atlantic Insurance & Benefit Company: Helping You Navigate Medicare Coverage

At Atlantic Insurance & Benefit Company, we specialize in helping baby boomers make informed decisions regarding their Medicare Supplement or Medicare Advantage insurance coverage. Our commitment to seniors includes following specific compliance rules when working with them.

Here are some key points to know:

Permission and Documentation
  • We always seek your permission before meeting in person.
  • We use a SCOPE OF APPOINTMENT FORM, similar to a “Permission Slip,” which lists your name, the agent’s name, and the plan options you wish to discuss. These forms are typically required 48 hours in advance, except for “Walk-In” visits. (We can email or mail  the form for your review and approval!)
  • Example Scope of Appointment Form

Recorded Calls

If you have questions about Medicare coverage, call our recorded line at 1-351-300-0142 x 3.

I will read a standard disclaimer, stating "This call may be recorded for quality assurance or training purposes. I do not offer every plan available in your area. In Hillsborough County I represent 5 companies, and offer 21 of the 38 Medicare Advantage Plans that are available Any information I provide is limited to those plans I do offer in your area. To learn more about other plans please visit Medicare.gov or call 1-800-MEDICARE to get information on all of your options."

Learn More

When we meet our goal is to LISTEN to learn about a client's healthcare needs and offer plans that will meet their expectations in terms of:
  • Cost
  • Coverage
  • Quality of Care 

See this informative Flier from CMS that describes what to expect.

If you have ANY questions about Medicare plans in New Hampshire we are here to help. Feel free to call us on our recorded line at 1-351-300-0142 x3!

NH Medicare Supplement Plan G 2024- 7 reasons why Plan G is such a good value!

6/1/2024

 
Picture
 by Steve Donohue NH Medigap Agent
Medicare Supplement Plan G in New Hampshire: A Comprehensive Guide
​
Over the past several years, Medicare Supplement Plan G has gained significant popularity among seniors in New Hampshire. As an agency specializing in NH Medigap plans, we’ve observed a shift towards Plan G as the preferred choice for many residents. Let’s explore the reasons behind its appeal:
  1. Broad Access to Care:  Medicare Supplement Plans allow you to visit any doctor nationwide who accepts Medicare. This flexibility is especially convenient for snowbirds and frequent travelers.
  2. Similar Coverage to Plan F: Plan G provides coverage similar to Plan F, including hospital stays, nursing home care, and other essential services. The primary difference is that Plan G does not cover the Part B deductible (currently $240).
  3. Cost Savings: NH Plan G offers substantial monthly premium savings compared to Plan F. For instance:
    • Plan G, on the other hand, costs only $170.44 per month—resulting in savings of $62.88 per month or $754.56 annually. These savings often outweigh the Part B deductible expense.
    • Anthem’s Blue Cross Blue Shield Plan F costs $233.22 per month for a 65-year-old male.
  4. Coverage of Excess Charges: Like Plan F, Plan G covers excess charges. Having this protection provides peace of mind, especially for conservative shoppers.
  5. More Favorable Long-Term Pricing: Plan G’s advantage lies in its long-term pricing stability. While only Medicare enrollees who were enrolled prior to 2020 can purchase Plan F, Plan G remains available for new enrollees. This availability may lead to more stable rates over time and lower predicted claims costs per person.
  6. Long-Term Stability: Many seniors in their 70s have maintained the same Medicare Supplement plan for years. Plan G’s reliability makes it an excellent long-term solution.
  7. Foreign Travel Benefits: NH Plan G includes up to $50,000 in foreign travel benefits, ensuring coverage even when traveling abroad.
See NH Medicare Supplement Plan G  helpful information & resources:
NH Medigap Plan G 2023 Benefit Summary
NH Medicare Supplement Quote
NH Medicare Market Review 4 Years 2021-2024

For further insights, Forbes.com has highlighted why Plan G is often a better choice for many seniors.

If you’re interested in learning more about Medicare Supplement Plans available in New Hampshire, please contact us at 603-882-2909.

In NH You Don't Have To Buy Car Insurance.. But it's still a good idea!!

5/23/2024

 
Picture
Car Insurance in New Hampshire: What You Need to KnowThinking about skipping car insurance in the Granite State? Think again! While New Hampshire is the only state without mandatory car insurance, getting the right coverage is crucial for your financial protection.


Do You Need Car Insurance in NH?Technically, no. New Hampshire doesn't legally require drivers to carry car insurance. However, driving without it is incredibly risky.


Why You Should Get Car Insurance in New Hampshire
  • Financial Protection: Accidents happen. Without insurance, you're personally liable for all costs associated with injuries and property damage.
  • Peace of Mind: Knowing you're covered provides valuable peace of mind on the road.
  • Surprisingly Affordable: New Hampshire boasts the 5th lowest average car insurance premiums in the US! Many drivers pay even less than the state average of $1,530 per year. (Source: US News, May 2024)
Understanding NH Car Insurance RequirementsEven though it's not mandatory, if you do choose to get insured in New Hampshire, there are minimum coverage requirements:
  • Bodily Injury Liability: $25,000 per person / $50,000 per accident
  • Property Damage Liability: $25,000 per accident
  • Uninsured/Underinsured Motorist: $25,000 per person / $50,000 per accident
  • Medical Payments: $1,000 per accident
Increase Your Protection: We recommend opting for higher coverage limits for greater peace of mind.
When Car Insurance is Necessary in NHYou'll need proof of insurance (SR-22) in situations like:
  • DUI/DWI convictions
  • At-fault accidents without insurance
  • Accumulation of excessive demerit points
Factors Affecting Your Car Insurance Rates in NH
  • Age, Gender, Marital Status
  • Household Members
  • Coverage Limits
  • Location
  • Vehicle Type and Use
  • Credit History
Get the Best Rates: We work with over 40 insurers to find you the most affordable coverage tailored to your individual needs.
Contact Atlantic Insurance & Benefit Company today for a quote and expert advice on car insurance in New Hampshire.
Call 603-882-2909 or visit our website to get started!
  • NH Frequently Asked Questions About Car Insurance
  • Your Guide To Understanding Auto Insurance in the Granite State

NH Auto Insurance doesn't have to be complex or expensive. As a Trusted Choice Independent Agency, we're here to answer your questions and help you find the best coverage for you and your family. Contact us today for NH car insurance quotes or questions about SR-22s at 1-888-882-2909.

CLICK HERE TO GET YOUR OWN ONLINE NH CAR INSURANCE QUOTE

Steve Donohue is an insurance agent specializing in car insurance in Nashua, NH.


Almost 70% of Americans are evaluating their current insurance policies and looking for lower rates according to a survey from Trusted Choice

1/10/2024

 

With the new year well under way, many are seeing their insurance policies renewing at a higher rate in 2024. From Auto to Homeowners insurance policies; everyone can feel the effects of inflation and rising costs.

According to a recent survey from Trusted Choice, 69.3% of American insurance policy owners have begun to review their policies with 45.8% indicating a rise in premiums being the cause. Other findings in the study include 46.6% considering selecting plans with higher deductibles to lower premium costs, 83% would switch insurance companies for more savings, and 22% are thinking about dropping their policies (going uninsured) and leaving insurance out of the equation entirely.

The reasons for elevated insurance premiums stem from unprecedented losses due to rising inflation, natural disasters, reinsurance costs, etc. Fortunately, many Americans are finding success buying insurance policies, switching plans, and finding savings with insurance agents. As stated in the survey; 56.3% of Americans prefer to approach their insurance business with insurance agents, while 36.3% buy insurance through an insurance companies' website separately. 

With the current market of high insurance renewal rates, we here at Atlantic Insurance & Benefit Co. would be so happy to help find the best deal with the most savings for you.

Is your Auto or Home insurance policy renewal increasing by more than $100?

Please give us a call at (603) 882-2909, send us an email, or fill out our online form(s) for your Auto and Home insurance quotes today!



Auto Quote
Home Quote

NH Medicare Supplement Plans 2022

3/10/2022

 
by Stephen Donohue NH Medicare Supplement insurance agent                                                    603-882-2909

Each year the NH Insurance Department releases a report called New Hampshire's Guide to Medicare Supplement Insurance. This report shows consumers the different insurers offering Medigap coverage here in the Granite State, and also offers some helpful tips on what to look for when buying a Medicare Supplement policy.

Here are some quick updates for 2022:
  • There are 19 insurers offering NH Medicare Supplement Plans in 2022 (all offer the popular PLAN G)
  • The lowest rates for PLAN G for Female age 65  is $139.50 MONTH (UnitedHealthcare®)
  • The lowest rates for PLAN G for Male age 65 is $156.50 month (UnitedHealthcare®)

One of the reasons that we think this is a helpful tool for seniors in NH is because the RATES VARY significantly by insurer. (For example a PLAN G age 67 Male can be as low as 171 with UnitedHealthcare® and as high as $366 with LOYAL AMERICAN LIFE.)

​CLICK HERE TO DOWNLOAD THE NH GUIDE TO MEDICARE SUPPLEMENT- or you can visit the NH Insurance Department webpage HERE.

NEW for 2022- Interactive Medicare Supplement Quoting Tool
This year the NH insurance Department also has created an interactive 2022 Medicare Supplement Rate Dashboard where you can visit to COMPARE the rates for the VARIOUS insurers offering NH Medigap plans on a side by side basis. It is really neat and simple, just enter your gender, age and which plan you want (example NH Medigap Plan F, G or N) and it will show the rates for the 17 insurers selling supplement plans in NH.

NOTE- this quoting tool does NOT show the different discounts that are offered like:
  • EFT
  • Household (Spouse)
  • Annual Payment

It also does not show which plans have pre-existing conditions, or the kind of medical underwriting questions that insurers may ask.

Here at Atlantic Insurance & Benefit Company we work with many of the leading NH Medigap Insurers to offer a broad selection of plans. We learn about what you need and help you pick the plan that is best for you. We have also prepared our OWN detailed review of 5 NH Medicare Supplement Insurance companies.

If you would like some help evaluating the NH Medicare Insurance market, want a quote with the various discounts you might qualify for, or have questions please give us a call at 603-882-2909 ext. 3.

See list of 19 insurers  and the plans they offer 2022.
Picture
<<Previous
Forward>>

    Contact Us

    (603) 882-2909
    375 Main St. Suite 100
    Nashua, NH 03060
    Click Here to Email Us

    Archives

    July 2026
    May 2026
    February 2026
    January 2026
    August 2025
    June 2025
    April 2025
    February 2025
    January 2025
    September 2024
    August 2024
    July 2024
    June 2024
    May 2024
    January 2024
    March 2022
    April 2021
    July 2020
    May 2020
    April 2020
    February 2020
    January 2020
    May 2019
    January 2019
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016
    October 2016
    August 2016
    July 2016
    May 2016
    January 2016
    November 2015
    September 2015
    August 2015
    May 2015

    Categories

    All
    Awards
    Events
    Local
    Partnerships
    Staff

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Privacy Notice Statement
Contact Us
Agent Login
Website by InsuranceSplash

Social Media

Facebook
LinkedIn
Twitter
Youtube
Google+
secure file sharing by ShareFile

Contact Us

Atlantic Insurance & Benefit Company
375 Main St. Suite 100
Nashua, NH 03060
(603) 882-2909
Click Here to Email Us

Location

Click here to view Map
Photos from New York DUI Lawyers, New York DUI Lawyers, free pictures of money, Ron of the Desert, Tobyotter, Fountain_Head, moodboardphotography, New York DUI Lawyers, New York DUI Lawyers, timo_w2s, mistyj26, Got Credit